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April 8, 2026

RRIF Meltdown Strategy

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  • Show Notes

The "RRIF meltdown" strategy is everywhere online right now, but the advice rarely accounts for your actual situation.

In this episode of The Free Lunch Podcast, Colin and Blair break down what a meltdown strategy actually is, when it might make sense, and why doing it just because someone told you to can quietly cost you more in tax than you ever saved. The math matters more than the marketing.

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