Free Lunch by Canvas Wealth

Free Lunch - Hosted by Canvas Wealth

Join us as we delve into educational content covering investing, savings strategies, financial planning, and all essential topics that demand careful planning, financial resources, and time.

The Free Lunch Podcast is hosted by Canvas Wealth, a wealth management team that has been working with investors since 1985.

At the core of our investment Philosophy, you will find these principles at work:
_Markets are efficient and work over time.
-Successful investing is a result of a long-term disciplined approach.
-Fear and greed degrade portfolio returns.
-Costs make a difference.
-Portfolio diversification reduces risk.

To learn more about Canvas Wealth, visit canvaswealth.ca Tune in for new episodes every Wednesday, available on all major listening platforms.

Recent Episodes

March 19, 2025

Death & Taxes: What You Need to Know

Colin and Blair tackle two things no one can escape—death and taxes. From TFSAs and RRSPs to joint accounts, they break down strategies to minimize estate taxes, maximize wealth transfer, and avoid costly mistakes.
March 12, 2025

Can You Escape Market Volatility?

This week, Colin and Karyn dive into the reality of market ups and downs—spoiler alert: volatility is unavoidable! From recent tariff-driven swings to the power of diversification, they unpack how to navigate uncertainty and ...
March 5, 2025

Does Gender Make a Difference in Investing?

Colin and Karyn sit down with Dr. Meghaan Lurtz, a leading expert in financial psychology, to explore how men and women approach investing. Do women really take fewer risks? What does it all mean for long-term success? Listen...
Feb. 26, 2025

When Markets Seduce and Confuse

Colin sits down with Meb Faber, co-founder and Chief Investment Officer of Cambria Investment Management, to unravel the emotional rollercoaster of investing. From market euphoria to unexpected downturns, they discuss how to ...
Feb. 19, 2025

Millennials Wealth with Dan Solin

In todays episode Colin and Karyn interview Dan Solin. Dan is a New York Times Best Selling Author who has recently published Wealthier: The Investing guide for millennials. Listen in as Dan shares his knowledge on what to te...
Feb. 12, 2025

Valentine’s Day – Heroes & Villains

Every couple has a story. Sometimes one plays the hero, while the other plays the villain. In reality, it all comes down to perspective. In today’s episode, Colin and Karyn discuss the dynamics of couples and money, and the c...

Recent Blog Posts

July 26, 2024

Save Vs. Pay: The Value of Advice

During the process of planning for your future financial well-being, one of the most common and challenging questions many Canadians face is whether to save money or pay down debt. This decision is complex as it involves understanding interest rates…

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July 24, 2024

The Risks and Rewards of Collecting Your CPP Early

Deciding when to start collecting your Canada Pension Plan (CPP) benefits is a decision that can significantly influence your financial security during retirement. The CPP provides retirement income to Canadians who have contributed during their wor…

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July 18, 2024

What To Do If You’ve Made a Poor Investment Choice

Investing is inherently associated with risk, and even seasoned investors can make poor investment choices. Whether due to market volatility, lack of research, or unforeseen circumstances, the impact of these decisions can be significant. However, m…

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About the Hosts

Colin Andrews Profile Photo

Colin Andrews

Sr. Wealth Advisor, Founding Partner

Colin Andrews is a Managing Partner, Senior Wealth Advisor of Canvas Wealth. He is a dedicated believer in a long-term approach to building and protecting wealth, offering high net worth individuals and their families investment advice since 1999. Colin holds both the Chartered Investment Manager designation (CIM) and Fellow of the Canadian Securities Institute (FCSI). The recipient of innumerable performance recognition awards, Colin has been both nominated and named advisor of the year by a leading brokerage firm.

Originally from Saskatoon, Colin studied economics at the University of Saskatchewan and completed his MBA in Leadership at Royal Roads University in Victoria. Colin believes in the importance of life-long learning and enjoys spending time pursuing educational activities.

When not at the office Colin enjoys spending time with his wife Leanna and their children Kaelan and Ava. Spending time as a family getting out to the mountains in the summer and being at a cold hockey rink or basketball court in the winter.

If you asked Colin he might tell you that he has too many interests- working on Spanish, learning how to play a guitar, golfing and biking in the summer, and playing hockey and skiing in the winter.

Steven Molina Profile Photo

Steven Molina

Sr. Wealth Advisor, Founding Partner

Steven Molina is a Sr. Wealth Advisor, and Founding Partner of Canvas Wealth and holds the Chartered Investment Manager (CIM) designation.

Conservative and consultative, he has provided a large and growing contingent of clients with financial advice and investment counsel based on an acute understanding of their immediate and long-term objectives and needs. Above all, Steven recognizes that an individual’s financial expectations and requirements vary throughout life and that, inevitably, wealth goals evolve over time.

In his downtime, Steven enjoys spending time with his wife Ann and his children Braydon, Nicholas, Matthew and Ava. He likes to stay active and is focused on living a healthy lifestyle.

Karyn Silenzi Profile Photo

Karyn Silenzi

Sr. Wealth Advisor

For Karyn Silenzi, fostering client-centered relationships is not just a professional duty—it's a core principle that guides her every interaction.

She began her wealth management career back in 1996 where she worked with all types of clients in the banks and investment firms over the years. After taking some time off to focus on raising her children, Karyn is back in the industry, excited to focus on the needs of individuals looking to help build and preserve their wealth.

As a devoted mother to two vibrant teenage boys, a supportive wife, and the owner of a cherished chocolate lab, she values connecting with family and friends. When not actively cheering for her children at basketball and volleyball events, Karyn is seeking adventure, whether it's navigating mountain trails on her bike or exploring the picturesque landscapes of Southern Alberta.

With Karyn Silenzi as a wealth management partner, you're forging a collaborative alliance rooted in trust, integrity, and a shared commitment to securing your financial future.

Blair Howell Profile Photo

Blair Howell

Sr. Wealth Advisor

Blair is a graduate of the University of Calgary and holds both the Certified Financial Planning and the Chartered Investment Manager designation.

Blair works hard to provide the very best service for our clients. His purpose is to keep our clients’ financial goals on track. He is skilled at relating genuinely to people of vastly different backgrounds and experiences. Blair focuses on supporting clients in working toward their dreams by assessing, monitoring and refining their financial plan as their lives — and goals — evolve.

In his free time, you will find Blair coaching hockey or soccer or driving from one kid’s activity to another. When not volunteering, he enjoys playing hockey or heading out to the golf course, always entertaining his teammates and friends with witty banter and a well-timed joke. An ideal day for Blair is spent at a lake or hiking with his wife Laura and their two children Avery and Parker.