Free Lunch by Canvas Wealth

Free Lunch - Hosted by Canvas Wealth

Join us as we delve into educational content covering investing, savings strategies, financial planning, and all essential topics that demand careful planning, financial resources, and time.

The Free Lunch Podcast is hosted by Canvas Wealth, a wealth management team that has been working with investors since 1985.

At the core of our investment Philosophy, you will find these principles at work:
_Markets are efficient and work over time.
-Successful investing is a result of a long-term disciplined approach.
-Fear and greed degrade portfolio returns.
-Costs make a difference.
-Portfolio diversification reduces risk.

To learn more about Canvas Wealth, visit canvaswealth.ca Tune in for new episodes every Wednesday, available on all major listening platforms.

Recent Episodes

July 16, 2025

The 12 Steps to Better Investing

Ever feel like your money decisions are on a hype cycle? This week, Colin and Karyn share 12 steps to help cut through the noise and bring some calmness back into your financial mindset. From tuning out market headlines to tr...
July 9, 2025

Bobby Bonilla Day

What do baseball, patience, and a big annual payday have in common? Colin and Greg break down the story of Bobby Bonilla, a retired MLB player who still collects a cheque every July 1st thanks to one clever contract that turn...
July 2, 2025

Talking about Independence with Greg Kraminsky

In this episode, Colin and Steve sit down with longtime friend and former partner Greg Kraminsky to reflect on their transition to independence, why they made the move, how it's going, and what it’s meant for the people they ...
June 25, 2025

Retirement Tips with Greg Kraminsky

𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗶𝘀 𝗼𝗻𝗲 𝘁𝗵𝗶𝗻𝗴. 𝗟𝗶𝘃𝗶𝗻𝗴 𝗶𝘁 𝗶𝘀 𝗮𝗻𝗼𝘁𝗵𝗲𝗿. Colin sits down with Greg Kraminsky, longtime advisor, recent retiree, and returning voice to the podcast, to talk about the shift from planning retirement for clients… ...
June 18, 2025

What is a SERP? Or an RCA?

Saving for retirement doesn't come with a one-size fits all plan. Colin and Karyn sit down with Ryan Ackers, Senior Vice President at Growth and Corporate development with GBL, to unpack the Supplemental Executive Retirement ...
June 11, 2025

Happy Father’s Day!

Being a dad doesn’t come with a playbook. Colin and Karyn get candid about what it really means to be a dad in today’s world and why mental health needs to be part of the conversation. From financial stress and parenting pres...

Recent Blog Posts

July 26, 2024

Save Vs. Pay: The Value of Advice

During the process of planning for your future financial well-being, one of the most common and challenging questions many Canadians face is whether to save money or pay down debt. This decision is complex as it involves understanding interest rates…

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July 24, 2024

The Risks and Rewards of Collecting Your CPP Early

Deciding when to start collecting your Canada Pension Plan (CPP) benefits is a decision that can significantly influence your financial security during retirement. The CPP provides retirement income to Canadians who have contributed during their wor…

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July 18, 2024

What To Do If You’ve Made a Poor Investment Choice

Investing is inherently associated with risk, and even seasoned investors can make poor investment choices. Whether due to market volatility, lack of research, or unforeseen circumstances, the impact of these decisions can be significant. However, m…

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About the Hosts

Colin Andrews Profile Photo

Colin Andrews

Sr. Wealth Advisor, Founding Partner

Colin Andrews is a Managing Partner, Senior Wealth Advisor of Canvas Wealth. He is a dedicated believer in a long-term approach to building and protecting wealth, offering high net worth individuals and their families investment advice since 1999. Colin holds both the Chartered Investment Manager designation (CIM) and Fellow of the Canadian Securities Institute (FCSI). The recipient of innumerable performance recognition awards, Colin has been both nominated and named advisor of the year by a leading brokerage firm.

Originally from Saskatoon, Colin studied economics at the University of Saskatchewan and completed his MBA in Leadership at Royal Roads University in Victoria. Colin believes in the importance of life-long learning and enjoys spending time pursuing educational activities.

When not at the office Colin enjoys spending time with his wife Leanna and their children Kaelan and Ava. Spending time as a family getting out to the mountains in the summer and being at a cold hockey rink or basketball court in the winter.

If you asked Colin he might tell you that he has too many interests- working on Spanish, learning how to play a guitar, golfing and biking in the summer, and playing hockey and skiing in the winter.

Steven Molina Profile Photo

Steven Molina

Sr. Wealth Advisor, Founding Partner

Steven Molina is a Sr. Wealth Advisor, and Founding Partner of Canvas Wealth and holds the Chartered Investment Manager (CIM) designation.

Conservative and consultative, he has provided a large and growing contingent of clients with financial advice and investment counsel based on an acute understanding of their immediate and long-term objectives and needs. Above all, Steven recognizes that an individual’s financial expectations and requirements vary throughout life and that, inevitably, wealth goals evolve over time.

In his downtime, Steven enjoys spending time with his wife Ann and his children Braydon, Nicholas, Matthew and Ava. He likes to stay active and is focused on living a healthy lifestyle.

Karyn Silenzi Profile Photo

Karyn Silenzi

Sr. Wealth Advisor

For Karyn Silenzi, fostering client-centered relationships is not just a professional duty—it's a core principle that guides her every interaction.

She began her wealth management career back in 1996 where she worked with all types of clients in the banks and investment firms over the years. After taking some time off to focus on raising her children, Karyn is back in the industry, excited to focus on the needs of individuals looking to help build and preserve their wealth.

As a devoted mother to two vibrant teenage boys, a supportive wife, and the owner of a cherished chocolate lab, she values connecting with family and friends. When not actively cheering for her children at basketball and volleyball events, Karyn is seeking adventure, whether it's navigating mountain trails on her bike or exploring the picturesque landscapes of Southern Alberta.

With Karyn Silenzi as a wealth management partner, you're forging a collaborative alliance rooted in trust, integrity, and a shared commitment to securing your financial future.

Blair Howell Profile Photo

Blair Howell

Sr. Wealth Advisor

Blair is a graduate of the University of Calgary and holds both the Certified Financial Planning and the Chartered Investment Manager designation.

Blair works hard to provide the very best service for our clients. His purpose is to keep our clients’ financial goals on track. He is skilled at relating genuinely to people of vastly different backgrounds and experiences. Blair focuses on supporting clients in working toward their dreams by assessing, monitoring and refining their financial plan as their lives — and goals — evolve.

In his free time, you will find Blair coaching hockey or soccer or driving from one kid’s activity to another. When not volunteering, he enjoys playing hockey or heading out to the golf course, always entertaining his teammates and friends with witty banter and a well-timed joke. An ideal day for Blair is spent at a lake or hiking with his wife Laura and their two children Avery and Parker.