Do you have unused Registered Retirement Savings Plan (RRSP) contribution room? It is possible even if you have continuously contributed to your RRSP. Over the years, unused contribution room accumulates and can represent a significant amount. This…

When writing this letter in previous years, we came up with a word to best describe the events of each year. In 2020 that word was “grit”. Having the “grit” to get through a very rough year by focusing on the passion, resilie…

Questions we are receiving these days are focused on recessions, stock versus bond returns, inflation, and global macro events. Stock and bond markets continue to show negative returns. Central banks have been focused on monetary policy and have r…