NAH 5: Preparing for the Coming Crypto Wave

0:00 This is the same thing that's going to happen by 2025. Every single person you know will be using crypto by 2025. Whether they like it, whether they want to, whether they even know about it or not, they will using it. So this is not something that is up in the air and might happen. This is already happening November, it starts. What's up everybody? We have some friends here. This is actually the first time I had, uh, three of us on here, including myself. Obviously I can count So you know, welcome to the New H Human Podcast, where we have deep conversations about life.

0:41 We question the norm, all with the intent to prepare us and everybody for the new age. So with us right now, we have Steven O'Connell, we have James Garfield. Uh, I've known Steven for a little. Uh, he's got 16 years in technology and relating with people, so he's really good with taking complex, uh, just, uh, what do you call it, complex ideas and then simplifying so that they can just be more digestible. He helped me with that cuz if anybody knows me, I, I do that. I, I get too complicated and Steve knows. And then we have, and we have James and he's actually really good with crypto. I haven't met James yet. I think James up, We're gonna bring you back on James.

1:23 Boom. Let's see. Here we go. James good. We're good. I was like, let me uh, introduce James up there. Where to go? All right, he's back. Um, so yeah, so James, you got a history with crypto even I think I heard that you quit your job. So I'm gonna just shut up right now. I wanna know how you guys met because you guys teamed up and you're doing some pretty cool stuff. So the floors, yours, guys. How'd you guys meet? You know, how did it all begin? Well, for the technology field. Um, I've been in sales phones for a long time, um, helping people understand that. And that, uh, translated into other technology fields. I've built my own computers, um, basically a, a. A tech nerd of every kind I can be.

2:05 Uh, so, uh, working with Samsung, I, uh, was introduced to James as a manager at a T-Mobile store, and we hit it off and started talking about technology and, and crypto. And how long have, were you, uh, in technology, James? I would say at least six, seven years. Um, I've been running, I started off running, uh, Metro, Metro PCs. I ran that for a good three, four years. And then after that I got into T-Mobile, worked my way up and I've been managing T-Mobile for about two years before I actually quit. So I would say, but then again too as a kid, cuz I heard you. was. I heard you say you built a computer. I did the same thing in like the ninth grade.

2:47 So like, I always been a tech junkie too. You know, growing up as a kid, I always wanted to stay on top of, like the ga, the latest, uh, game system, game council, computers. My mom always came to me for anything that went wrong to computer. So I always been kind of a tech junkie. Just never been like a actual nerd when it comes to technology. Hey, it's okay to be nerds, it is, there's nothing wrong with being a it is. That's what I am That's funny. So I met James at, uh, T-Mobile. He was managing a store and we just hit it off talking about crypto. Um, and once we started collaborating, we both started making a, a good amount of money.

3:29 Uh, James made enough to leave his job at T-Mobile, and that was last year, I believe. And then this year I left my job at Samsung for the same. Right. So I was able to leave my job with Samsung, um, just doing crypto full time, which is. awesome. Awesome thing to do. Uh, I'd be passionate about something and be able to help people with your passion. Uh, that's one of, you know, one of the things I liked most is, is helping people. I wouldn't have been in retail if I didn't like people, cuz you deal with a lot of different personalities in retail. So being able to do that and relate it and make them understand technology, uh, gave me, uh, an edge when it came to starting this crypto business.

4:13 Got it. Um, so why crypto? There's, uh, you know, you go on YouTube or you go anywheres and everybody's saying, Oh, I, I make x, y, Z a month because I'm doing, and then just the list goes on. Why crypto, Well, crypto is the future, so everything in your life has already gone digital. So if you look at anything from. 10, 15 years ago to now, it has a computer chip in it, whether it be, um, your tv, obviously your phones, uh, your radio is now digital. Your refrigerator is now digital. Your digital answer is digital. Cars are digital. Everything in your life is going digital. So why would money not go digital?

4:55 We kind of have it now, but it's more of an analog, um, with a digital band. Is what I like to call it. Uh, because it's not really digital. You're still waiting three days to transfer money. They still have, uh, the old iso uh, 1 52 2 protocol for messaging, uh, to send money to different places. That's why I take so long to do it. They're using the SWIFT system. It's analog. Okay. What I see is the future is everything going digital. There's not one thing that's not gonna go digital. Your sneakers are gonna have a microchip in it. So that being said, why not get ahead of that curve when it comes to the money aspect Now, In crypto or in technology in general.

5:39 The last thing to go digital is gonna be the RO most robust system. The most robust system is the financial system, so it literally has to be the last thing to go digital in order to make everything work. Everything else has to go digital before the financial system. So that's what we're working on right now. Everything in the blockchain you have, uh, V chain, which, uh, is a really cool crypto. Now what that does is that tracks. Uh, everything. So if you have a pharmaceutical drug and you have it at point A and you're, you're taking the pill at point Z, everything in the middle of there is going to be recorded on a blockchain, which cannot be.

6:24 Fabricate it so you can't change anything. So you'll know where your, uh, pill was manufactured. You'll know where they got the, uh, ingredients for the pill that you'll know how long it was sitting in the warehouse. You'll know how long it was sitting on the shelf. All that's gonna be in the blockchain, and you'll be able to scan it and nobody can fake it. So these are, these are little steps of, of things that the technology and the digital age. Is going to make better for everybody. So you're not gonna get bad pills. Imagine we just talking about in the, um, uh, pharmaceuticals. But imagine using that same thing for Louis Viton or Gucci.

7:04 You know, your Nike sneakers could never be faked again. You know, those big companies are gonna love this technology and why not get it when it's 4 cents, when you know it's gonna be in, you know, the hundreds of dollars in five. And That's actually, uh, that's nuts. Go ahead. Go ahead man. So that's why, that's why I like what I do in crypto, specifically because of the security, um, and the future. Like, that's, that's what everything is gonna go to, whether we like it or not. I, I, I have to ride the wave. I, I, if I stand in front of the wave, it's just gonna take me out. I can either ride it or get taken out by it. So I try to look for the future to see what's going on, and I wanna ride this wave higher and I want to bring as many people as I can with me.

7:49 This is, this is like catching Amazon when it was only books. This is like catching Amazon when he was in the office just selling books, sleeping on his cot in his office. This is what crypto is right now. And I try to get everybody understand this is the very early stages in crypto. Um, what is worth now is not even a percentage of what is gonna be worth in the. So, you know, I try to tell people they make cryptocurrency for everyday life things that goes on, you know, especially like, he ain't even speak on the metaverse. The metaverse is huge. You know, you got a lot of people that live lives that they don't wanna live. They can just, they can live a different, totally different life inside of the metaverse and. You know, you might be a bum outside the metaverse, but in the metaverse you might actually be one of the top, you know, guys like one of the wealthiest people in the metaverse, or like a popular person in the metaverse, you could actually reinvent yourself in the metaverse.

8:43 So, you know, like you're saying, he is just talking like more so utility side. You have the metaverse side to where you could actually go live a different life than actually what you live now. Like I have a, a family member, he. During the basketball season, he was front row court seats on the side watching the game. Like he felt like he was really there even though he really wasn't there. Like he, you couldn't tell him he was not there. Court side sitting down in the chair. So like, just things like that, like it's really gonna change the world. And it is huge. It's huge. It's not so many people that really understand what the metaverse is gonna be. Web three, it is gonna be huge.

9:24 You guys, you could, I could tell you guys are extremely passionate cuz you're like, you, you just went for it. You know? And, and I can tell just by your enthusiasm that Yeah. And I know myself, but yeah, it's, it's gonna take over. It's, it's gonna change everything. I'm thinking about those people that, let's say someone is just trying to get into crypto and they're extremely new to the concept. They, they just know that it's, they think it's a crypto currency and they think that's all it is. And you guys went into utility and, and James, uh, quickly went into, or briefly went into the metaverse. So if we were to go back and just maybe in a couple words, I know it's probably impossible, but in a couple words, What is crypto and maybe some layman's terms for somebody.

10:14 So crypto is just gonna be, um, uh, making everything on the digital platform, but cryptography is the way that you make everything digital. So in order for you to have something digital, you just need zeros and ones in order for you to have something digital and secure you. Cryptography, cryptography, and the blockchain is what makes your digital presence secure. Before it's not, it wasn't secure before blockchain. That's why money never moved on the internet the way it does with, um, Bitcoin because of the security Now that.

10:57 Cryptography and blockchain. That's what's gonna make it so that you can not only send information over the web, but you'll be able to send anything over the web, whether it has monetary value. Um, Or any other intrinsic value, even, you know, digital art, that's where you get NFTs from. So there's going to be, that's what Web three is, is going from just sending information to being able to send information and utility money. You know, things that are gonna go on in the metaverse. There's a lot more that you're gonna be able to send with web three that you could send with web. And that's what a lot of people are like.

11:37 What's web three? What's web three? Web three is the same thing as crypto cryptography or blockchain is. It's the secure movement of information over the web Makes sense. So that's the shortest answer I could give. I could give a much, much longer answer. To break it down into the simplest terms, that that was the, the only, the, the best way I found to to, to state. No. know, it's interesting. Um, I remember talking to my mom and, uh, she's like, I don't get it. I, I can't hold it in my hand and if I can't hold it in my hand, I don't trust it.

12:21 Now you guys are saying it's secure, um, and it's more secure of a way to communicate and manage things than in the past with what you're saying with is Web 2.0 and, but we went from using cash to now using our cards all the time, and you guys know there's constant amount of. Theft and identity and fraud. Um, so That's cause it's web two and not web three. exactly. And, um, I tried explain this for her and you know, I just, you know, she just, I tried to explain the, it's, it's, it's web 2.0 to three and she's like, What's Web two Hey, I, I, so how about this, Um, we're we're talking about what?

13:04 Yeah, go ahead James. Oh no, I'm saying cause you What were you gonna. I just like to ask people, cuz you know, people love to keep their money in the banks and, you know, I, what I like to say to'em is, what money are you making off your money inside the bank? You're not making any money letting your money sit there inside the What, like 1% Not, Not even, Not even. It's like They are, they're Yeah. Yeah. We, we are not, So what I like to tell people is, would you like to loan your money to somebody, or not even loan? Would you like to put your money into a place to where only they make money off your money and you're, you're just losing value on your. Or would you like to put your money somewhere to where you and the person holding your money are making a good percentage of interest on your dollar?

13:52 So, you know, that's why I like to explain to people, cuz you know, you say that she says she don't like to have anything where she can't hold in her hand. Leaving your bank money in the bank. You're not holding your money in your hand. If that bank closes down, what are you gonna do if they don't have the money on hold for you? What are you gonna. So, you know, that's, that's one thing I like to explain to people too, when it comes to like, not being able to physically hold it. You can't physically hold your money in the bank also. So, like the bank does what they wanna do with your money. It's not technically your money when it's in their hands. So that's one thing about crypto we can, like, I have, uh, a ledger and literally my, my, my crypto is on here.

14:36 Nobody can access this button. So, you know, that's one thing I like to explain to people. You know, when you leave your money in the bank, you know it, it is, it's your money, but it's technically not your money. It's just like leaving the money on a crypto exchange. You know? It is, it is technically safe there, but it's really not your money because it's on their platform. They can do what they wanna do with the money. If the platform shuts down, you know, it's like a bank shutting down. There's no different. So, yeah. that's in Celsius and that's what happened with Tara Luna. So I like the, That's one thing I like to explain to people that fully don't understand. Like we can really self custody our money and hold it and do what we want to do and control our own money when it comes to cryptocurrency.

15:21 Sorry, I just had to go on a rent. no. Yeah, man, it, it's, it's, it's a huge world and that's very much a part of it, right? Um, you started to talk about Ledger just in case somebody doesn't know what a ledger was, cuz I didn't know. Um, to that, Hold on. Before you get Go? Sure, sure. Yeah. go to the same point for your mom. And this is what I try to tell a lot of people, um, that have that same aspect of tangibility. Um, can you, can you hold the air that you're breathing right now? outside of my lungs, no Right, exactly. You can't see it. You can't. But, but you trust that it's there and you're breathing with it.

16:01 Right? Yeah. You know, the, these are the same types of things. Just because you can't physically hold it doesn't mean that it's not real. So that's a, that's a big deal for a lot of people to get over in this industry because you're talking with all zeros and ones now everything is being digitized. Um, so there is gonna be no physical. You might have a physical representation of those zeros and ones. Instead of having something physical and making zeros and ones out of it, it's gonna be a completely 180 flip on how we do things. And that's what a lot of people are gonna have to get over. So, sorry about that. Just something that I, I like to, you know, I try to break this down to so that people can understand, um, because, you know, it is a very complicated subject.

16:46 Uh, now back to the, the ledger, like you were saying. Yes. So, so the Ledger is a cold storage wallet, so this holds all my zeros and. Actually, this actually, I, I take a step back. This does not hold any of my cryptocurrency. All cryptocurrency is held on the internet. Everything is done there. This, what this does is this is my key. So this gives me access to access those zeros and ones, access those funds. If I didn't have this, Then I wouldn't be able to access my crypto now without this. Nobody else can access my crypto either. So a bank can't loan out my crypto without me knowing like they do with my savings account. You know, I get 0.001% back on my savings account when they're making.

17:29 10 to 12% on my money that they don't even leave in the bank. They take it out and make more money off of it. With one of these, that doesn't happen anymore with one of these. You can do that. You can bank yourself. So now I hold my crypto or my money in on one of these and I can lend it out. Responsibly, um, and safely and still hold the security of my keys. So with the new system, you don't even have to put your crypto into somebody else's system. I can keep my crypto here on my wallet where I secure the keys and still be able to lend out. My crypto, because it's all zeros and ones, I still have the security, but I can lend it out to somebody and make a profit off of them.

18:17 Now, with the new lending platforms, they have to put up 2.5% collateral for every dollar that I let them borrow. So if in the end they don't pay me back, they already had to put up collateral of their crypto and they have to pay me back. Right. Now people are like, if they have 2.5% of crypto, why would they borrow it? The reason they would borrow it is so that they don't have to lose their crypto. They keep their crypto in their wallet wallet so that they're not losing any of their gains. When when the crypto actually goes up, then they pay back their loan. With fiat, they keep their crypto. That went up in value. Not only did they get a loan to buy whatever they wanted, the value of what they borrowed went up.

18:58 When up in price. So they actually made money while they were borrowing money. Borrow. It's, it's a beautiful thing. That's, that's what this is gonna do. This is gonna make everybody wealthy if they're on top of it. Yeah, if. I like the idea. Go ahead. Um, were you gonna say something, No, No, I was just saying yes if they stay on top of it. I was just saying what he, reiterating what he's saying that. And that's what we're here. Digital Insights is here to help you. We will walk you through everything. We will set up the wallet for you if you don't wanna do it, or we'll teach you how to do it so you can sustain yourself. We have so many d. Um, avenues on our website. I can create a crypto box for you.

19:39 I can set up your wallets for you. I can teach you how to set up your wallets. I show people how to fund them, how to put your money into it and get crypto. All of this stuff we can do for you. We've been doing it for years. Years. So are you telling me you can turn me into a bank? Yeah. Yep. not even a question. Yep. You, you guys went into? Yeah. the other, I'm sorry. The other thing about that is a lot of people think that you need thousands of dollars to start and you don't. Honestly, we, if you set us up, set up with us, um, we have, um, a private information. Um, group that we have that you can get all information if you wanna do it yourself and learn about all the new projects that are going out.

20:19 So you can ray your risk, risk tolerance and know if you want to invest in that. Or you can have us do it for you. We have an hourly where we set up, we get on on the phone with you, we set everything up for you so you dont not have to have any knowledge of this if you don't want to. Right. That's actually pretty cool. Like, uh, so since we're going that direction, um, it looks like, uh, I mean you can go over what kind of services you guys offer cuz uh, it looks like you are built for someone who is an extreme newbie. And I think, uh, a lot of the times the extreme newbie goes on YouTube and just goes. That was me. gets lost, and then you're getting advice from like five different people.

21:00 So you wanna, um, explain maybe the, the benefit of Visual Insights, which is the name of your business and maybe the benefits of, uh, of that for people because, uh, I know that a lot of people like myself got very lost and then I was able to connect with Steven and I'm like, I just, I had all, I was, my biggest concern was security and I got so far and you know, Steve, you know, I got so far into the rabbit hole of security that I couldn't visit any websites and Steve just calm me down and pull me in the right direction. So I appreciate you for that. So, um, you know, if you, if you guys want, uh, go into what you guys offer and, and continue with that.

21:41 Cause I'm pretty sure a lot of people would appreciate and, and are curious. All right, well I'll start with this one then. Um, so. On the website itself, um, we have, we, we have an hourly charge. So if you don't wanna do anything, you know, just by the hour, we'll do it all for you. So if you just wanna do hands off and you say, Here's my, here's my stuff, this is what I wanna do, do it for me. We got you. No problem. Um, I, I just mentioned the private information group, so if you wanna learn more about stuff, we have a private information group. Um, it's about, it's, it's on sale right now. It's$50 a month, uh, and you. All the information that you need. So whether it be the new plays that are going on, what's going on with Bitcoin right now, what's going on with the charts, any of that kind of stuff in the whole world of crypto, whether it be metaverse, um, utility, everything is, is.

22:31 On that, um, private information group. Um, now we also have a, um, crypto bot. So I can set up a crypto trading bot. So if you wanna get into trading, but you know nothing about it, you don't know, you know, what the signals are and how they work or any of that stuff, we set it up for you. Um, it's, uh, I spend three hours doing it. Your first hour I. Everything for you. You get going. A month later, I come back for another hour, make sure everything's going right. Um, check on which coins are actually making you money. Check out the percentages, adjust those, take out the ones that weren't doing good, put in new ones so that you can make more money. And then I'll do that a third time. Now, after that, at that point you can just.

23:13 Do it all over again and we can set up another one, or you can be on your own at that point. It's completely up to you on how much you wanna put into it, and that's the nice thing about us is there's no pressure, there's not, You have to do something, you can do it or we can do it whatever you feel most comfortable with, and then say you're doing something and you, you don't. You wanna learn how to do it and you set something or we set something up for you and you wanna manage it yourself, but then you have questions. That private information group, you can just go in there and ask questions so that you don't have to do the hourly. If you, The hourly is for us to really set things up for you and spend that time doing things for you. Whereas the private information group is you can come and contact us. We're on there all the time answering questions so that you don't need to pay for the hourly if it's something just quick that you're already doing.

23:58 We got you. So that's no problem. And then the last thing I wanna mention is, um, in the hourly, say we set up your, your, your crypto wallet and your exchange for you. At that point, you don't need to spend more money with us. We told you what to do. Then you can just dollar cost average something that we, we. Highly recommend is dollar cost averaging. Whereas you just spend$10 a week and you buy whatever on that exchange every week for$10. The same day, the same time every time. And because of the fluctuation in pricing and you're doing it the same time every, every week as it comes up and goes down, you, your average cost actually comes down for what you're buying.

24:38 Cuz you didn't buy it all at once. You didn't buy something at$10 and you'd spend a thousand dollars. $10 when in next week it's at$8. So if you would've only spent, you know, a hundred dollars on it, then you spent that, but then the next week it drops down to$8. Now you're only spending$80 instead of that, a hundred dollars for that same thing. And this will continue to go and go and most people will end up saving a lot of money and get more further. More bang for buck dollar cost averaging. These are things that we teach you and we want you to be financially literate and stable in the new system. The old system is too corrupt. I can't make any money off of stocks. I can't make money off of Any of the annuities and things like that are securities that are going on in the current market today because it's too manipulated with cryptography.

25:26 The security is everything, so that's why I can now make money off of this. All these big banks will be able to make money, but so will. And another thing that we offer. uh, I like the, uh, the options. Another thing that we offer too, man, is we offer, we show you how to really do your own due diligence and how to like look for the right projects and how to like navigate around the actual space because you know, it's a lot of like projects that's out there that's not up to any good. They're just here to take your money and go. You know, or it is projects that look like they're good, but they're not gonna be around forever. So we, we, we show you how to really, like, look into certain projects, how to like, to know if it's legit or not, you know, looking into the white papers, to the devs, to the s, everything like that.

26:18 Man, you know, we, we try to help you look and find the actual blue tip crypto. Which is like the basic thing to do. You know, we want you to be able to just navigate and, you know, do your own research. Don't just buy something because I said buy it. You know? Do we trying to show you how to really research and find like the good projects and weed out the good and the bad projects. That's what we're all about. Security and doing your own research too, because you know, you, you can listen to other people if you want to, but it is either a hit or a miss. You know, You're either gonna fail or you're gonna. You do your own research, it feels way better when you do your own due diligence and you're successful doing it, you know you're successful getting into coin, you're successful into finding different projects and you know, weeding out the good and bad project.

27:05 That's what we're about. Physical insights. We're about security, doing your own research and you know, like you said, being your own bank, you know, you can't be your own bank if you don't do your own research. So, you know, one thing we're real big on is doing your own research. Like you said, we can do it for you. We definitely can. We don't mind doing it for you, but the best thing you can do that we try to teach is do your own research. I wouldn't be where I'm at right now if I just listen to everybody else. I did my own research. I took my time to understand the space just like Steve did. So, you know, and that's how we end up where we are right now doing our own research, like. I've joined different groups and stuff like that. You know, they, it's different projects that they said we should get into.

27:47 And once I found and did my own research, I'm like, it's not nothing I want to get into. And, you know, later down the line I'll end up being right. So, you know, just things like that. We try to teach people that, you know, do your own research, do your own, do diligence, and uh, deep diving, we're big on that. Got so that's, and that's something that we help you with the private information group. So that's one of the things that, uh, we like to promote because as you were saying, if you go on to, you're a newbie and you go on to YouTube, you're gonna get a thousand different people saying a hundred different things and which one is right. How do you weed through all that? If you don't know the space to do your own research, then, then you can get caught up and you can lose money.

28:33 Um, The advantage you have with our private information group is we do all of that for you. So yes, you are doing your own research when you're in our group, but we're gonna show you the gems, show you what to stay away from, make it so that you actually have some guidelines on the road that you're on so you don't go off to the side one way and lose money, or go off to the side and lose time. We kind of narrow, get all that static away and kind of narrow down the path that. You should be on for the information that you need to be successful. Okay. Got it. Um, I got a question. Uh, well, first of all, I like how you guys pretty much allow the person that you're helping.

29:18 Do their research and give them the option on how far they want to get into as far as. The help that they're gonna get and how much they want to get involved versus how you get involved. Uh, because a lot of this is preparing people for what's to come and um, so that we can manage our own finances and be our own bank so we can make some money. So I think that's really cool. Um, I had a question though, cuz I'm pretty sure if someone's listening to this, they're gonna be curious about, Alright, so. If I were to get something from crypto, put any type of money in, and if I can get some type of advice, some, some direction. I know that Steve put in a, um, he, he mentioned, uh, an iso I think it was like 222 O 20 0 2 that.

30:02 An ISO. Two. Right. And it, it seems like I, I keep hearing, um, from, from you guys, from friends, that that's something to, to look into. Um, could you maybe briefly go into why or what that is Yes, the new financial ISO that we're using right now, Uh, yes. Right now we're in the financial system. Um, ISO is just a compliancy for the world. So, uh, the whole world has to use this messaging platform for finances in order for everybody to be interoperable. So if you wanted to send money to France, you have to be on the same system in order to do it. So the in, in Davos, the, the world, the W E f um, set out ISO standards.

30:49 So right now the ISO standard that we set was in the seventies, and it's 1 5, 2 2. So that is the old one. That's analog. The new one is 2 0 0 2 2. Um, so that's gonna be a new messaging. Protocol, basically, that the entire world has to use. So it doesn't matter if you're a central bank, you're a country, or you're just you or me, we're all gonna have to use this. Now, what the one 50 does is it takes three days to send money and you lose six to 10% of your Use the actual the ISO 2 0 0 2. 2. That is all gonna go. Which is Swift, the swift banking Yep. It's called So, um, that's what everybody uses.

31:29 That's what it takes. Three days when you pay a bill, um, for you to actu for the other end to get the actual money with the new system, everything's gonna be instant. So you, you know, as you, once you send the money, they get the money within three to five seconds. So that's gonna be the new protocol going. So there's also, within the crypto world, there's six or eight coins that are. Able to use this standard in their platform so that when they are sending crypto, which is gonna be a currency, which will all be money, um, when, when they start sending that, it's gonna be instant using the new technology that starts in November.

32:11 The entire world has to be on ISO 2 0 0 2 2 by 2025. It starts in November. So, Everybody in the next three years, just like remember when everybody had a texting phone and now your grandmother has a smartphone. This is the same thing that's going to happen by 2025. Every single person you know will be using crypto by 2025. Whether they like it, whether they want to, whether they even know about it or not, they will using it. So this is not something that is up in the air and might happen. This is already happening November, it starts. It's going live next 30 cents. Most of these coins that are, yes, most of these coins are under a dollar, and you can invest in some of these.

32:56 Now, within three to five years, they're going to be using the new system and ahead of everybody else using the new system. So they're gonna have that advantage. Why wouldn't you invest in them now? Right. Not financial advice. advice, Not financial advice. Well, yeah, true. You know, everybody's on their own and for education purposes. Yeah, no, definitely, man. Definitely. ISO 2002 too is huge. Like very huge man. There's, um, like you said, man, it, and nobody knows the world. It's gonna change the world. Like it is really gonna change the world. They're going from processing under 10,000 transactions in the day to being able to do over a hundred thousand. Just from switching over from the old system to the new system.

33:37 That's, that's crazy. They're gonna, mind you, they're gonna save so much money. They're gonna go from spending$10,000 on the transaction to less than 10 cents, and it Right. Wasn't there like a huge transaction, someone tried and to demo it? Do you, do you have an example of that? Is there an example that you can provide where it's a, um, a huge transaction that would've cost X, Y, Z now, but with crypto, it costed a lot less. Yes, we have those. They're all over the place. If you, uh, if you wanna research any of this after listening to this podcast, uh, type in xrp, uh, and there's plenty of, uh, People using XRP right now.

34:21 So in, in the Asian corridors over in Japan, uh, Southeast Asia, they're already using it and they're already sending money using this new system, 30 people ahead of the game that are doing it right now, and they, they literally send it within five seconds and have, uh, a 0 0 0 0 0 1% of the transaction fee that goes through with it. That's insane. That's like a percentage of a. And is energy efficient. That's the, That's a major how it's gonna. Carbon neutral. So it's not like Bitcoin where you're using all this, uh, energy to do it. Uh, XRP is carbon neutral. The other thing that I, I'm a big XRP fit and the other thing that XRP is gonna do that, that has to do with the ISO is right now, Using the old system because it's analog.

35:12 Every central bank has to hold a certain amount of that fiat, of that cash of that country in their bank. So whether it be France, they have to have a million in, in, or a hundred million. In France, they have to have a hundred million us, they have to have a hundred million, uh, Chinese, they. Um, the Euro, they have to have a hundred thousand of that. Um, they have to hold all of these things in order to be a central bank and transfer that money from one bank to the other. Using the old system. Now, because of the new system and X rrp, you don't have to hold a mil, you know, a hundred million of each one of these fiat currencies in there. You just have to have a hundred million of X R P.

35:53 So what does that do? All that money that they used to. Compare that they couldn't do anything with, but hold now comes back flooding into the system and there's trillions of dollars that they can now use that they couldn't use before. For big banks and countries, that is going to be huge. I can't tell you how big that is gonna be if you have to hold, you know,$2 trillion in just different currencies as a central bank. And now you don't have to do that. You only have to have a hundred million xrp and it does the same functionality and as 10th of the second for a 10th of the price. Every bank is gonna go to that. It's not even a question of if it's a question of when. Now the question of when we already know it's iso, it's gonna be done by 2025.

36:36 There you go. He got the dates there everybody. already turn and test it, man. They already starting to test it and go live that's nuts. Wow. So you can be your own bank. Um, you can get help from these guys and you can now have an idea of where things are going because of what we just went over, which is the ISO 2200 twenties. Um, And this is only one as we were talking, Oh my is a Yeah, this is only one I can, we could talk about this for 10 like this is, right, right. of, And I'm excited off of just one financial Yeah, exactly.

37:16 I didn't even think about Well, you know what? meta. Yeah. Let, let's talk about that. Let's talk about, let's talk about the metaverse and NFTs and how that's being connected because uh, I know Jane started going there and, um, you have Facebook that has the meta name and then some people are saying Facebook is going to be a metaverse. And then there's different metaverses. How about this? What is a metaverse? Is there maybe. virtual Uh, whether it be a movie or an example of, of, you know, what's the difference between that and ver yep. Ready Player one. That's exactly it. Ready Player one is full of of NFTs. If you, uh, if you wanna know what an NFT is and what it's actually in nft, you can see what it is.

38:02 It's a JPEG right now. But in the future, what NFTs are actually going to be, if you look and watch Ready Player One, everything in that movie is an nft. Um, as far as. You know, Metaverse and the, we're called Digital Insights because we're, we're bridging the, uh, the physical space and the digital space. And a lot of that is through Metaverse. Uh, in, in the metaverse you will be able to, What's the best way I can, um, say this? I know James was talking about you'll, you'll be able to live a different life and, and do those kinds of things, but that's, that's just one That is, That the metaverse, you're actually gonna be able to own. Own actual property.

38:45 So it's not just about living this life and, and doing these, um, extreme things in, in a virtual reality, but it's actually owning businesses, owning land. Um, these are things that I, I already own land in the metaverse I already own, um, objects in the metaverse. Um, You can actually work in the there's a lot of different ones there's right now. You can, like they, they're hiring. I, a barista. I can show you a ad from the central land they were hiring for the casino. You got pay in cryptocurrency, so you gotta be in there for four hours and you're working, you can work as a, you know, a mechanic.

39:28 You can work as, uh, you know, in the casino, you're, you're the dealer. It's, it's a bunch of things that you can do, and it, it is really the real world, but it's digital. The digital version of the real world. Like everything you can do in the real world, you can do in the metaverse. Now that's, that's if you are in the digital space. But what if you're in the physical space? Well, everything is going digital here too. So in, in five years when you purchase a car or a house, it will be an nft. it will It, It, won't be the standard contracts that we have anymore. And the reason why, of if this is happening, and the reason why is cuz you can't duplicate it.

40:08 You can't duplicate the NFTs. A non Ible token is one of one. So you have that original copy. Nobody else can duplicate and try to say, you know, this is mine. I have this note. It is one of one. So like you said, the deeds, uh, you know, how is, is Go ahead. how is that possible? Because of the cryptography, because of the blockchain, because of web three. That's the only reason that's possible. Bringing it back to what we said originally, what James is saying is the only reason you can do that is because of web three, because you will be able to send finances through the internet as easily as you send words through the internet. Ooh. Okay. I like that. Um, and it sounds like, uh, I like the idea of the fact that we can, we are technically, aren't we?

40:55 doing online transactions, but the difference is now with NFTs, changing online transactions to NFTs makes it more encrypted and more More secure. Correct. That is the whole reason for cryptography for blockchain is so that we can secure the internet. So right now, you know, everybody talks about the Internet of Things. The only way the internet of things happens is with cryptography and blockchain, with crypto currencies. That's the only way it happens because that's the only way to secure your digital footprint. They already have. Also too, just to let you know, they already have real estate ages and stuff like that, that sell houses in the world.

41:35 World as NFTs Online. Just to let you know it, they're already selling houses. Last year It's called property, like they're So are you saying like, let's say I can. Can you make money off the nft that is your house, Like as you're living in it, you how people wanna make money off of their houses where they have a duplex and one side, they rent it out the other side they live in. But is there a way to make money off your house being Yep, exactly. Smart. What, what is the smart contract? Steve? What is the smart contract? Uh, so, uh, a smart contract is basically an if then therefore statement.

42:19 So it's all based on logic. So if this happens, then this will occur, therefore you get this result. So if I wanna buy a house, I have to put the money in escrow. And if you wanna sell the house, you have to put the deed up and put it to where we can do it. In the smart contract, you don't need five people in the middle of it, Two lawyers. Your, your the guy who's selling the house, his buddy, and whoever else is doing the finances. You don't need any of those. So you're gonna cut out five middlemen when you sell your house as an NFT or you buy your house as an NFT because now it's done as a smart contract. The smart. Takes a very small percentage. There is a percentage. It's not free because somebody had to design that smart contract.

43:02 So there is gonna be a small percentage there, but it's not fif, you know, six, 8% of your house. It's gonna be a half of a percent because it's done through a smart contract. So now you saved money and the person who, who's buying the house saved money. The person who's selling the house saved money cuz they get to put more money in their pocket. Why wouldn't people wanna do this more? It's coming. Mm. I already It, it started last Yep. I already already been done. It's not something that's in, in Ether. It's, it's actually here. There are already companies doing it. Yes. My God. And I thought I knew a decent amount of, uh, crypto, and I spent hours, I mean hours.

43:42 Just trying to digest it and my mind's being blown right now because it's just, it's a different world, man. That is nuts. Like I, I forgot. Yeah. Real estate for your house, and I know that the real estate markets is, uh, is, is is very interesting right now, let's just say that. Right. everything's overpriced right now. Um, so you got real estate, you got NFTs, you got, you become your own bank. Um, you have the metaverse. Um, I know that. There's a gaming aspect. Do you think, and this is what I heard, I, I heard that the biggest bridge to crypto outside of finances is gaming. What are your thoughts on that?

44:22 A hundred percent. A hundred percent. a huge reason why. How many times have you played a video yet? How many times have you played a video game and you, you spend all this time on it, You love the world, you're in it, and you get this special item that you get, and then they come out with the next version of the video game, and you gotta start from scratch and start all over. Well, that shit's gonna end. That's not gonna happen anymore. So now, All of your games will have NFTs in them. So you earn that sword as an NFT and can take that NFT out of that game and put it into another game, or into the metaverse. Or you can resell you like all these things in your game and you, and you collect them, you can. You can, Exactly.

45:03 I was gonna say, you can put it up in your own booth in the metaverse and sell all of your things that you earned in your games and people will buy them because they don't wanna spend the time and they got the. Nope. That's insane. Oh, so is there a specific game that people can mentally grasp onto that you can see going in that direction where you start referencing, you can buy outfits and stuff? Um, is there a specific game that you think could be, uh, is currently ahead of its time and could maybe, possibly bridge that? Ay Infinity Uh, Yes. Sandbox Um. But what's that game?

45:43 polka dot. You got decent be, not, not crypto games, but non crypto games for that people may know because they're, they haven't maybe searched into the crypto games yet, and maybe the games that they know now. You know, like something like, I don't know, Candy Crush or like, uh, some of these, uh, uh, console games or online only games, I think like Fortnite or something like that. Is there anything, like, how, how do you see those becoming crypto games, or at So it's the, uh, So you're looking at it backwards. You're looking at them becoming crypto games instead of all games. Be it, it, it, you're looking at it from the. Angle. So it's, it's not, it's you're looking at are these games and do any of'em have any little bits of crypto?

46:26 It, it doesn't work that way. The game has to be based in crypto in order for you to do those things. So when all the, all the developers and all the, the people that are making video games, which they're doing right now are switching over to the new system, which is cryptography. That's when you have the ability to do that. You can't do that in games right now. I couldn't take a, a a, a current game and. The crypto in it. Um, but so you would have, so there's no games that you would see in a, in a video game store. You would have to be in the crypto world to see these games. But yes, they do have games, um, like, uh, Candy Crush and all sorts of different games where you can not only earn money, but earn.

47:06 The things that are in the game that people want so that you can sell them and earn money that way. So there's two ways of actually making money in the game. You can, you can be really good and efficient at the game and, and use it to your advantage because there's a lot of different ways to make money in these games. There's a lot of. A lot of New types of games that we'll call'em. You know, you have RPGs, you have shooters, you have all the, the classic games. Well, there's gonna be some new game, new game titles coming out for new genres of games in the crypto world, because you're gonna be able to do these things. Um, I've, I've been in a few games. Um, there is, uh, One called Police and Thief. That was a game with NFTs where you purchase an NFT and then they do things and they collect and you have to move them over.

47:49 And then once you get this, you put it into this system, which earns you more, which gets you another nft, and it becomes this big cycle where you can make money. So there's a lot of those types of games already out there right now. If you are in the metaverse, if you're in the space, you'll know about them. But if you're not in the space, they're really hard to find. I'm gonna tell you one game that you can download on your um, Yeah, go ahead It's, it's called, um, They in arena. They in arena. It's um, it's based on Binance. So basically it's How do you spell that? T h e t A N arena, I believe. I might, I could be wrong. But that, that, I believe that is it. And it's like, uh, a team battle game to where, you know, you, you can, you can earn crypto just from winning certain amount of matches and you can level up your nft.

48:40 You got to, you have to have the nft, you gotta use the NFT to play the. So like me, I bought an extra nft cuz he was stronger, paid$120 for him. But, you know, you, you play battles and the more battles you win, the more crypto you win. And also, like, I know I, I found a play to where it is called, uh, Playboy. It's something like gala games. Not a lot of people know what that is either, but it's like open world shooter game, like, uh, Fortnite without. You can learn crypto from winning matches, and that's money. You know, you basically save the crypto, it goes up in value. You're making money from playing video game besides on top of streaming. You're making money from that. You making money in the actual end game in crypto currency.

49:24 So, you know, that like, it, it, it, like he said, it is, it is not the same thing. What it is now, It's totally d. But they do have like the same type of games to where, you know, they know people love open world shooting games. So who wouldn't wanna make money while shooting people? And, you know, in the video game, Shooting in the video know if you wanna promote that, but Yeah. in the video game, the video game. funny. Yeah. In and you, you really can make money if you have Get some stress out, you know? You have high skills playing the game. You, you can really earn a lot of money. I watch people make, you know, Thousands of dollars in a month in crypto just playing the video game and then the value shoot up because the value of that crypto went up.

50:08 So that's the, that's the the major thing that's really about the gaming industry when it comes to crypto. Right. Cuz you know, you look at Fortnite, I watch so many tournaments and watch kids win 14 million playing Fortnite. But you have to win the tournament to win, to make some money. You don't have to win the tournament to make money on date in the arena. Yeah. If you lose, you lose, you know, now you gotta wait for the next tournament with, you know, games like Dayton Arena, you lose it match, you can just win the next match and win some money. So, you know. well. The next Exactly. So you know that, that's why the game industry is gonna be very huge. So plus like, you know, we have things like, it's called Poker City to where, you know, we have NFTs that's earning us extra money.

50:52 So basically it's earning interest on our nft. So like I purchased nft maybe$300 and I've probably quadrupled that with the earnings, and I did nothing with it. All I did was just let it sit. You know, people can use our NFTs in the game. We make money from people using our NFTs in the game. We can loan our NFTs to people in the game, and we making real world money from. That's insane. it's another thing called That's insane. Try. Looked right down Upland and right down Atlas Earth. Atlas Earth and Upland. Those are, like Steve was saying, you can buy property and you earn money or different cryptos from having those property.

51:38 When people visit your property, you own crypto. With Atlas World, you earn Crip, you earn money just from owning property. The more property you own, the more money you. So I just wanna let you know, look into those games too. Cause it, it is all play to earn, You're earning money just from playing the game. Who, who wouldn't wanna make money just playing the video game. I know, I know. I I don't play video games in my That you love. Exactly. I don't play games in my PlayStation because it's, I feel like it's a waste of my time now. I'm not, I'm not good at anything out of it. You know, I, I will sit back and play a crypto game, at least learn to understand it because I have potential to make. My PlayStation, I'm not making any money. So, you know, I just wanna put that in perspective that like it is huge One game is an asset.

52:25 One game is a liability. Exactly. Exactly. Yeah. Geez, how much time would you say you would have to invest into any game? Let's say you, you, you learn how to play it and how to set everything up. How much time for one of those games would it take to actually make some type of meaningful, uh, That all depends on your skill level, your, your dedication, just like everything else, you know, that's, that's all personal. So if you're, if you're already doing it and, and you're doing it on a, a PlayStation or an Xbox, then you might as well do it. Money off of it. But if you're just coming in going, Oh, I wanna make a quick book.

53:06 Let me try this. No, that's not Yeah, it's not good. would make But again, that's, that's, that's what Digital Insights tried to help you with. That's, that's what our company is here for. Cuz you, you see all the things that we're talking about. This is taking years and years of research in order to just come up to the conclusions that we've had in order to be successful. I've been in this since 2019, so is James. So there's, it's not something that you can just pick up and be like, Okay, I'm an expert at in crypto now. Um, but that's, that's why we have our. Our group that I, I try to push to everybody because that group will get you the insights that you need to be ahead of the curve.

53:48 Instead of spending 10 hours on YouTube and Twitter trying to find out what these things are, we already did all that research for you. Pay us 50 bucks a month. You, you've got hours and hours and hours worth of research at your fingertips that you get to make money off of. So that's, that's how I see that. Um. Um, I like the idea of you helping out with the games and you guys are obviously deep into games and have a background in games and know exactly what's going on with examples, which is awesome. Um, As we close out, cause I know we're getting to the top of the hour, I want to give you guys some space. I know that we went over some of the services that you guys have. Um, but you can, uh, I would say feel free to highlight any, um, promotions that you wanna reiterate.

54:34 Um, any type of, uh, you know, where do people find you on social media? Um, you know exactly what your website is. I wanna give you the chance to kind of, to share that so that people can find you. So go Uh, yeah, our, our website is Fi Insights. P h y g i t a l i n s i g ht s.net. On our website, we have links to our Facebook and Twitter, so you can, you can find us on, we're on every platform. TikTok, Twitter, Pinterest, you name it, we're on it. Uh, we're trying to get the word out so that people can take advantage, um, now before the system gets turned on. Cause once the system gets turned on, it's just gonna be just like the stock.

55:17 You're gonna be on the outside wishing you got in early, and now is the time to get in. We are here to help you get in early. You do this now in five years, you will be so well off. It's gonna be ridiculous. Uh, in, in less than in one year. Last year I made over six figures in crypto, um, with a very minimal, um, startup cost. So there's, there's a lot of money to be made here. if you have the information. I, I left my job. James left his job. We didn't need to make money more. I don't need to do this business. I'm doing this business because I like to help. I get satisfaction from actually helping people better their lives in, in just in the technology, working for Samsung, you know, helping people figure out their phones and, and manage their, um, their accounts and everything.

56:07 I, I, I. I enjoyed helping people when I could make them have a better ending than there was from the start. That's, that's something I get enjoyment out. So I don't need to do this for money. I'm doing this to help people and promote, uh, crypto, because once regulation hits, My business won't be able to help them anymore. This is, I, this business is a three, three to five year business at most because I'm trying to help people start in this, in this bus, in this system. So once, once the system switch gets turned on, I won't be able to help you like I can right now. I can help you right now because we're early, once three to five years happens and everybody's doing it.

56:48 I won't be able to help you the same way I, I mean, I'd still be able to give you advantages and things like that, but not nearly the life changing value that I can bring to you right now in the next three to five years is, is astronomical. You, you can't even, you, the, the$50 a month to pay for our private information group will be a drop in the bucket. You'll be like, I, I would've spent a thousand on that. Which is nuts and I appreciate that. It's, it's actually something huge that you just said there that I wanna highlight, which is that you know that everything's going to change and a lot of things could change the way that you're doing business right now. And your focus is helping prepare people for what's to come the best way you can, knowing that in the future.

57:36 You may not be able to do it just because of how things are changing, which is huge. A lot of times you find people that get into business, they're like, I wanna be here forever. Uh, I know that you're smart and you're gonna find a different way, but the way you're doing it now is more, it seems like it's more geared to helping people prepare for and thrive in the new age Right. Of, of technology. And I think that's, I applaud you guys and I appreciate your time today. I think this is awesome. Um, thanks for, you know, sharing your time with us and going over some of the highlights of what you guys are working on and I can't wait to, uh, talk to you guys again about this, Well, thank you for the opportunity. We appreciate you.

58:16 love the conversation. Hopefully we can do this again in the future. Uh, We have to do it again. listening to this get some value out of it. Yes, Yeah, We have to. yeah. We're gonna definitely talk I had fun, man. I learned a lot. I mean, I'm like, I'm taking notes. I'm like, Oh, I'm gonna get these games. My wife's gonna be upset. I'm, I'm gonna be, at least I'm not. She has a, a, a dragon game and I'm like, You know what? I can probably employ, um, you know, my future kids and my wife to play a. And, you know, like, we'll have a, a family crypto fund, you know, And then, I'll be getting help with you guys and we'll be ahead of the game and, um, yeah, let's spread the word.

58:57 Appreciate you guys. We will definitely, definitely come back. This is a huge topic. I hope, I hope that. everybody can get some nuggets and uh, I'll, uh, I'll put some of your information in the show notes and, uh, that's all folks. Bye bye now. All Peace. Peace.