Here’s your 30-day game plan to avoid being another broke expat 👇 If you’re thinking of moving abroad, spend the next 30 days recording EVERY TRANSACTION! Not to build the perfect budget, not even to restrict your spending, but to get an honest look on how you live. The results…
A Trump Account (530A account) requires no earned income for a child under 18, so growth compounds tax-deferred for decades before it's taxed as ordinary income on withdrawal, up to 37% versus the 15% long-term capital gains rate on a typical brokerage account. For US expat families, that trade-off is…
A Trump Account, officially called a 530A account, is a new federal retirement account for children under 18, funded by a $1,000 seed deposit for every eligible US citizen baby born between January 1, 2025 and December 31, 2028. For US expat families, the eligibility rules and account-opening process raise…
MIFID II blocks US expats from buying American ETFs, even with a US brokerage account. Listen to the full episode to learn why this EU regulation traps Americans abroad, and what you can do about it. #expatfinance #MIFIDII #americanabroad #ETFinvesting #crossborderinvesting #expattax #investingabroad #USexpats
I qualified as a professional investor and STILL couldn't buy US ETFs from Europe. Listen to the full episode for the options workaround that finally unlocked American markets, no KID document required. #expatinvesting #optionsstrategy #USexpats #ETFworkaround #crossborderfinance #investinghack #americanabroad
Most options content online is about speculation and leverage, trading the contract itself, not acquiring shares. For an American investor blocked from buying US ETFs directly in the EU, that's a different goal entirely, and most of what you'll find won't get you there. Full episode: https://www.youtube.com/watch?v=gJIKiGEYCSc Subscribe to the…
US ETF providers are legally barred from publishing return projections. The EU requires that projection before a broker can sell a fund. That gap is the entire reason Americans in Europe lose direct access to ETFs they've always owned. Full episode: https://www.youtube.com/watch?v=gJIKiGEYCSc Subscribe to the newsletter: https://www.passporttowealth.com/contact #crossborderfinancialplanning #MiFID2 #USETFs…
Moving abroad was supposed to be an adventure, until your brokerage locked you out of your own money. If you're an American in Europe who tried to buy US ETFs and got blocked, you already know the wall: MiFID II. This video walks through exactly why it's happening to you…
Aditi Kapadia, CFA, CFP®, rewrote her firm's privacy policy before putting AI anywhere near client work. Here's her rule for what never goes into a prompt. Subscribe to the newsletter: passporttowealth.com/contact #crossborderfinancialplanning #compliance #dataprivacy #passporttowealth
AI now gets cross-border financial questions right about 9 times out of 10. Aditi Kapadia, CFA, CFP®, says the real skill was never trusting the answer, it's knowing what to ask in the first place. Subscribe to the newsletter: passporttowealth.com/contact #crossborderfinancialplanning #AIinfinance #financialplanning #passporttowealth
Can ChatGPT replace a cross-border financial advisor? Aditi Kapadia, CFA, CFP® says not yet and explains exactly where AI helps and where it can quietly cost you thousands. Most people using AI for a cross-border move are getting confident, plausible answers to the wrong questions. In this episode, Aditi Kapadia,…
Season 4 of Passport to Wealth starts now, and it's built around the questions that matter most for Americans living a cross-border life. Host Arielle Tucker, CFP®, EA is a certified financial planner, IRS enrolled agent, and US expat living in Switzerland. In this short kickoff video, she walks through…
Most Americans moving abroad think budgeting = spending less. But the real money trap? Hidden transition costs that hit BEFORE you even settle in — and most expats never see them coming. The Expat Money Playbook by Arielle Tucker, CFP®, EA shows you exactly what moving abroad really costs and…
Here's something no one tells you before you move: “If you live abroad, the core estate planning question is not, ‘Do I have a will?’ It’s, ‘Which laws will actually apply when it matters?’” - The Expat Money Playbook In many countries, the state decides where your children go if…
You can build wealth abroad. You just can't do it the way you did in the U.S. “Once you live abroad, that simplicity disappears. As an expat, every asset now lives under two tax systems at once. How the U.S. taxes the account, and how your country of residence taxes…
That moment when it all clicks. The Expat Money Playbook by Arielle Tucker, CFP®, EA breaks down everything Americans need to know about growing wealth while living outside the US. Pre-order link below. #usexpat #americansabroad #expatfinance #expatmoney #movingabroad
If you are an American living abroad or planning a move outside the US, this book was written for you. The Expat Money Playbook by Arielle Tucker, CFP®, EA is the only comprehensive financial guide for US expats covering every question Americans face when they leave the US and build…
In the US, an LLC is a pass-through entity that minimizes your tax bill. In Spain, that same structure can mean your business profits are taxed as personal income at rates up to 47%. Cross-border financial planning requires designing a structure that works across both systems, not just one. Full…
The Netherlands wants to tax you on money you never actually made. Here is how it works. The Netherlands is proposing a tax on unrealized investment gains. That means if your portfolio grew from $100K to $110K and you sold nothing, you could still owe 3,600 euros in tax. Cross-border…
The real estate agent won’t tell you. The local attorney won’t either. Foreign LLCs don’t protect Americans the way you think and the wrong structure can turn your capital gains into ordinary income. Get the financial side of expat life nobody else covers. Subscribe to Passport to Wealth™ and catch…
Carl Richards' daughter said something that stopped him cold. He was complaining that moving his family to New Zealand was harder than expected. And she looked at him and said: it really cracks me up that you thought you were going to have an adventure without it being hard. What…
Carl Richards, CFP®, spent four years living in New Zealand. He came back with a different view of money, work, and what actually matters. Carl is the New York Times Sketch Guy. He turns complex financial ideas into simple drawings. He has written multiple books, including his newest, Your Money:…
Most Americans don't realize how consumed they are by money and work culture until they leave. Carl Richards, CFP® and New York Times sketch guy, figured that out 60 days into moving his family to New Zealand with 10 days notice. Carl Richards, CFP® and New York Times sketch guy,…
