Danielle Shumway moved to Italy in 2015 on a five-year plan. Her husband transferred internally with Amazon from Seattle to Milan. They had an 18-month-old and a four-month-old. Italy's Rientro dei Cervelli tax incentive — which reduces taxable income by 50% for qualifying residents — made the timing work financially.…
Italy created a law to stop the brain drain and Americans can use it too. Danielle Shumway moved to Italy in 2015 and spent her first five years paying taxes on only half her income. Three kids and a home later? It dropped to 5%. Full episode with Danielle drops…
Three years. That is how long it can take to get a primary care physician in parts of Canada right now. Arielle Tucker, CFP®, EA and Brian Wruk, MBA, CFP® (US), CFP® (Canada), TEP, CIM, RFP® break down what "free healthcare" actually looks like for Americans moving to Canada in…
Everyone tells Americans moving to Canada to open a TFSA. Almost nobody tells them it is fully taxable in the US. Brian Wruk, MBA, CFP® (US), CFP® (Canada), TEP, CIM, RFP® breaks down the TFSA trap and the Roth IRA strategy that could make your entire retirement account tax-free on…
Moving to Canada looks simple on paper: same continent, shared language, familiar culture. The financial system is a different story entirely, and the planning decisions you make before you leave can determine whether you're protected or paying for it for years. In this episode, cross-border financial planner Brian Wruk, MBA,…
Before you book that one-way ticket, have you asked your brokerage what happens to your accounts when you move abroad? Otto Rivera, EA, CFP® breaks down a reality most US expats discover too late: every custodian and broker dealer has completely different policies for international clients. Some will follow you…
When a US citizen moves abroad, their investment accounts don't automatically come with them. Custodian restrictions, PFIC rules, currency exposure, and gaps in cross-border tax knowledge can all affect how (and whether) your existing portfolio continues to work. In this episode, cross-border financial planner Otto Rivera, EA, CFP® breaks down…
If your investment portfolio is sitting in US dollars while you are living in Europe, currency exchange rates could be quietly working against you. Otto Rivera, EA, CFP® breaks down why the current weaker dollar policy is a real risk for Americans abroad and what you can actually do about…
What is it really like to have a baby in France as a US expat? In this episode of Passport To Wealth™, Claire Naughton shares her personal experience with maternity care in Strasbourg, France, in a conversation with Jessica Govern. Here is what stood out: • Daily in-home midwife visits…
Jessica Govern and Claire Naughton have lived in Strasbourg, France for eight years. Both are American, both moved abroad in their early twenties with no financial plan, and both built self-employment careers in a country that makes that harder than it sounds. This episode is their unscripted accounting of what…
What is it actually like working in France as a US expat? In this episode of Passport To Wealth™, Claire Naughton and Jessica Govern, both US expats living in France, share their real experiences navigating French work culture. Here is what stands out: • Typical work weeks are around 35…
“Wait… you have to build your own kitchen?” Yes. Sometimes you do. In this episode of Passport To Wealth™, Jordan Vlastuin, CFP® joins Arielle Tucker, CFP®, EA to share what the transition to living in Germany is really like for US expats. Here is what many people do not expect:…
American expats moving to Germany face a mix of financial decisions: visas, tax treaties, retirement accounts, and currency shifts. In this episode of Passport to Wealth, host Arielle Tucker, CFP®, EA, talks with Jordan Vlastuin, CFP® based in Germany. Jordan shares his own journey from a traditional U.S. advisory firm…
Do you have a government pension and live in Germany? You might not be taxed on it directly… but it could still increase your tax bill. In this episode of Passport To Wealth™, Jordan Vlastuin, CFP® joins Arielle Tucker, CFP®, EA to explain a little-known concept for US expats in…
The stock market might be up. But are US expats actually ahead? In this episode of Passport To Wealth™, Arielle Tucker, CFP®, EA breaks down one of the most overlooked risks for Americans abroad: currency exchange risk and purchasing power. Here is what is happening right now: • The S&P…
🌍 Attention U.S. Expats! 📢Are you up to speed on your FBAR filing? Join our live workshop on Thursday, March 26 from 12:00–13:00 CEST to get all the insights you need! 💡 What to Expect: In-depth training on FBAR requirements Open Q&A to answer your specific questions Tools to simplify…
Think inheritance is tax-free for Americans? That depends on where you live. In this episode of Passport To Wealth™, Ramin Olson joins Arielle Tucker, CFP®, EA to explain a hidden risk for US expats living in countries like France or Germany. In the US: • There is no inheritance tax…
Thinking about retiring abroad as a US citizen? In this episode of Passport To Wealth™, Arielle Tucker, IRS Enrolled Agent and Certified Financial Planner, sits down with Ramin Olson to break down the financial realities of living overseas beyond the dream. From currency risk to unexpected tax exposure, this conversation…
What visa are you applying for? In this episode of Passport To Wealth™, Carlos Lorenzo joins Arielle Tucker, CFP®, EA to explain why visa strategy should be the first step for US expats planning a move to Spain or Europe. Recent changes to Spain immigration law in 2024 and 2025…
Did you know taxes in Spain can change dramatically depending on the region you live in? For US expats considering a move to Spain, understanding regional tax incentives, wealth tax rules, and inheritance tax differences can make a major financial difference. In this episode of Passport To Wealth™, Carlos Lorenzo…
Thinking About Moving to Spain? Watch This First Thinking about relocating to Spain? 🇪🇸 Before you pack your bags, there are important legal, tax, and financial considerations every American should understand. In this episode of Passport To Wealth, host Arielle Tucker, CFP®, EA, sits down with Carlos Lorenzo, J.D., LL.M.,…
Why do so many US professionals relocate to the Netherlands? One major reason is the Netherlands 30% ruling, a tax incentive designed to attract highly skilled international workers. In this clip from Passport To Wealth™, Kaitlin Krozel, CPA explains how the Dutch government created the 30% ruling to make the…
How does the US tax system compare to the Netherlands tax system for expats? In this preview from an upcoming episode of Passport To Wealth, cross-border tax professional Kaitlin Krozel explains the key structural differences between US taxation and the Dutch tax system. The United States taxes its citizens on…
Thinking about moving to the Netherlands as a US expat? The tax rules may surprise you. In this episode of Passport To Wealth™, Arielle Tucker sits down with Kaitlin Krozel, CPA, founder of Krozel Capital, to explain the evolving Dutch tax system and how it impacts Americans abroad. They break…
