Earning in Singapore dollars while filing US taxes is only the beginning. Americans in Singapore sit inside one of the most favorable tax environments for Roth conversions anywhere in the world: no Singapore capital gains tax, no dividend tax, and the conversion itself isn't taxed locally. Most are not using…
Moving countries doesn't have to mean losing the feeling of home. Families who move often say it's the small, repeated traditions, not the address, that end up defining what home actually feels like. Subscribe to the newsletter: https://www.passporttowealth.com/contact #expatfinance #financialplanning #passporttowealth #expatlife #relocation
Parenting coach Sasha Romary has raised her sons in France, Singapore, and Germany, and says home was never really about any one of them. It's the traditions her family carries with them, taco Tuesday, Saturday mornings at the playground, to-go coffee cups, that make anywhere feel like home. Subscribe to…
Parenting coach Sasha Romary (@sasharomaryparenting) has spent years fighting for a school environment where her neurodivergent son can actually thrive, something she says is far harder to find in much of Europe than in the U.S. The reason her kids take a 40-minute train to school every morning isn't the…
Parenting coach Sasha Romary's (@sasharomaryparenting ) first son only slept upright against her, and only after hours of crying, while French mothers around her sipped coffee next to babies who napped peacefully in their strollers. Her mother-in-law's advice was simple. Babies cry, it helps develop their lungs. Romary needed something…
Expat parents often get pulled between two completely different playbooks, the one they grew up reading and the one everyone around them actually follows. Neither one has to win. Finding what actually works for your kid is allowed to be its own answer. Subscribe to the newsletter: https://www.passporttowealth.com/contact #expatfinance #financialplanning…
Sasha Romary's first son would only sleep upright against her, and only after hours of crying, while the French mothers around her sipped coffee next to babies who napped peacefully in their strollers. Her mother-in-law's advice was blunt: babies cry, it helps develop their lungs. Sasha is a parenting coach…
Financial planner and author Mark Moberg calls it The Room That Nods. Friends agree because they want you happy. Family agrees because they're protecting you. Neither one is actually evaluating whether the move makes sense, which is exactly the gap an outside advisor is supposed to fill. Subscribe to the…
Mark Moberg's family moved to Lisbon mid pandemic, months later than planned because of Portuguese bureaucracy. American vaccine cards weren't accepted at restaurants, furniture was nearly impossible to find, and they spent their first month in corporate housing looking for a place to live. It's the version of moving abroad…
Financial planner Mark Moberg says most families have already made up their mind about moving abroad long before they sit down with a planner. The numbers they ask for aren't really about the decision, they're there to justify it to the one skeptical relative every family seems to have. Subscribe…
Well-meaning advice isn't the same as honest advice. Before a big move, it helps to talk to someone who has no stake in your decision either way. Subscribe to the newsletter: https://www.passporttowealth.com/contact #expatfinance #financialplanning #passporttowealth #expatlife #relocation
Financial planner and author Mark Moberg calls it The Room That Nods. Friends agree because they want you happy. Family agrees because they're protecting you. Neither one is actually evaluating whether the move makes sense, which is exactly the gap an outside advisor is supposed to fill. Subscribe to the…
Financial planner and author Mark Moberg calls it The Room That Nods. Friends agree because they want you happy. Family agrees because they're protecting you. Neither one is actually evaluating whether the move makes sense, which is exactly the gap an outside advisor is supposed to fill. Subscribe to the…
A lot of people research visas and tax rules before they've actually asked themselves why they want to move in the first place. Start there. The paperwork gets easier once the reason is real. Subscribe to the newsletter: https://www.passporttowealth.com/contact #expatfinance #financialplanning #passporttowealth #movingabroad #expatlife
Financial planner Mark Moberg says most families have already made up their mind about moving abroad long before they sit down with a planner. The numbers they ask for aren't really about the decision, they're there to justify it to the one skeptical relative every family seems to have. Subscribe…
Mark Moberg's family landed in Lisbon on Christmas Day, months behind schedule, with no furniture waiting for them and a nasal swab required just to eat at a restaurant. That's the moving-abroad story nobody posts on Instagram. Mark is a certified financial planner who closed his practice in Tampa, Florida…
Gifts from a foreign individual totaling more than $100,000 can trigger a Form 3520 filing requirement with the IRS, even when no tax is owed. Miss the form and the penalties can be significant. It's one of the most overlooked cross-border filing traps for ordinary families. Subscribe to the newsletter:…
Even a "temporary" move abroad can quietly establish tax residency, and once that happens, your options narrow fast. A quick check with a cross-border advisor before you go can prevent a much harder conversation later. Subscribe to the newsletter: https://www.passporttowealth.com/contact #expatfinance #financialplanning #passporttowealth #expatplanning #relocation
A US estate tax exemption doesn't follow you abroad. In countries like France, an inherited property can trigger an inheritance tax as high as 60% of its value, forcing families to sell a home they never wanted to give up. A little planning ahead of time changes that outcome entirely.…
Moving abroad affects more than your address. Tax residency, inheritance rules, and marital agreements can all shift the moment you settle somewhere new. A short review before the move is almost always cheaper than fixing it after. Subscribe to the newsletter: https://www.passporttowealth.com/contact #expatfinance #financialplanning #passporttowealth #expatlife #crossborderplanning
Immigration status and tax residency are two completely different things. International tax attorney Christine Concepción explains how staying too long on a digital nomad visa can quietly make you a tax resident, and even an inheritance-tax resident, of a country you thought you were just visiting. Subscribe to the newsletter:…
A $300,000 inheritance became fully taxable the moment one family crossed a residency line they didn't even know existed. It's the kind of mistake that has nothing to do with being wealthy and everything to do with not asking the right question before moving abroad. In this conversation, international tax…
Applying for residency through a child instead of a spouse can cut a full year off the path to citizenship in Colombia, four years instead of five. Alyssa Bolaños used this route after her family relocated from the US, and she can legally work, bank, and travel on that residency…
Routine health care costs a fraction of US prices for expat families in Colombia, a dentist visit for twelve dollars and a full eye exam with new glasses for two hundred, versus around five hundred in the US. Alyssa Bolaños, who relocated her family from Florida to Medellín, also has…
