Episodes

Don takes on more of your queries: 1:45 Listener Experience with Vanguard and Robinhood 5:23 Taking Advantage of Robinhood's Promotion 6:45 Vanguard's New Fees and the $100 Exit Fee 10:08 Annoyance Fees and Pricing Structures 11:47 Exploring Fidelity's Brokerage Link Option 15:01 Historical Perspective on Stock Market Participation 21:18 Invitation to Seek Free Financial Advice and Join the Road Trip Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Cli...

In this podcast: 0:04 Retirement Reflections 21:06 Stock Inclusion Dilemma 22:27 Managing Stock Movements 25:06 Value of Free Financial Help Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this episode: 0:04 The Problem with Dave Ramsey's mutual fund advice 5:14 Importance of Second Opinions in Investing 11:21 Retirement Income Strategy and Dividend Reinvestment 16:07 Creating Income in Retirement 21:00 Financial Advice and Misinformation 27:15 Overcoming "Hodgepodge-itis" in Investment Portfolios 31:26 Comparison of Actively Managed and Index Funds 36:57 Caller Plays Back Seat Quarterback Learn more about your ad choices. Visit megaphone.fm/adchoicesQuesti...

When it comes to money, we make a lot of investing mistakes. Today, we talk about: 3:30 The Seven Deadly Sins of Wealth Management 14:59 Seeking a Second Opinion 21:05 Not Making Cash the King & Letting Dollars Be Lazy 22:50 The Purpose of Risk in Investing 32:42 Investing as a Means, Not an End 37:24 Importance of Guidance in the Decumulation Phase 38:43 Stop Dreaming, Start Doing Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this episode, we discuss the high price of home and auto insurance: 0:04 Midwest Storms and Insurance Costs 1:48 Home and Auto Insurance Rate Increases 4:03 Reinsurance Companies and Rate Hikes 5:23 Factors Impacting Insurance Rates 7:34 Dealing with Scammers and Identity Theft 11:35 Saving Money on Insurance Policies 13:33 Importance of Financial Planning in Retirement 19:19 A Little Chat About Scammers 22:46 Rebalancing and Risk Tolerance in Roth Accounts Learn more about your ad ...

This week's topics: 1:19 Company Stock Purchase Program Dilemma 4:43 Investing Strategies for a 24-Year-Old 7:06 Listener Input on IPOs and Conservative Fund Options 10:05 Retirement Planning with a Large Investment Portfolio 13:36 Investment Decision for a Late 30s Individual 16:06 Retirement Investment Planning for a 64-Year-Old 19:17 Strategy for Investing Proceeds from Property Sale Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In This Episode: 1:15 Inaccessible Home Equity 2:24 Tempting Yet Tricky Home Equity Options 3:31 Exploring New Financing Frontiers 4:01 The Evolution of Reverse Mortgages 5:07 Weighing the Home Equity Loan Dilemma 6:11 An Unconventional Option: Home Profit Sharing 7:11 Unpacking Home Profit Sharing Terms 8:45 Evaluating Alternative Financing Routes 9:21 Leveraging Home Equity Strategically 10:26 The Dangers of Early Mortgage Payoff 10:43 Knowledge is Key: Understanding Home Equity ...

Topics in the episode: 2:02 The Dow Jones Industrial Average 5:23 Financial Second Opinions 10:35 Roth Conversions and Financial Planning 13:45 Trusting Financial Data 16:43 Financial Phone-In Questions 19:11 Vanguard Advisory Service Review 21:01 Managing Inherited IRAs 26:28 Diagnosis: Hodgepodge-itis 27:35 Importance of Financial Planning 33:09 Handling Unexpected Fees 37:59 Talking Real Money Road Trip Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Com...

Today we discuss: 1:00 Money and Happiness 5:31 Second Opinions 12:50 Microphone Woes 27:04 Hodgepodgeitis 37:04 Retirement Account Diversification Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Here's what in this episode: 1:02 Understanding the Psychology of Money 2:32 Rethinking Financial Advisor Terminology 3:27 Rise of Financial Therapy Certification 4:17 Impact of Money on Mental Health 7:17 Overcoming Financial Anxiety 10:58 Addressing Financial Concerns & Ideas 14:09 Tips for Managing Investment Emotions 19:27 The Purpose of Life Insurance 20:59 Adjusting Investment Allocation in 401k Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this week's Friday Q&A: 1:52 ETF Purchasing Best Practices 2:53 Avoid Overthinking and Minutiae 5:37 Making Financial Decisions and Pension Options 7:51 Investing Strategy and Career Reset 11:24 Comfort in Financial Decisions 14:45 Long-Term Saving for Family 17:16 Importance of Financial Planning 18:53 Pension Drawing Decision Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this episode we discuss a trading staregy combined with a multi-level marketing scheme MLMs in general. 5:27 Second Opinions and Financial Decisions 8:49 Learning and Correcting Mistakes 12:37 Multi-Level Marketing and Trading Strategies 21:04 Warren Buffett's Timeless Advice 25:13 Investigating Ron Blue Investments 32:49 Researching the National Electrical Annuity Plan 36:38 The Graceland Financial Mystery 39:57 Preparing for College and Paying for It Learn more about your ad choice...

In this episode, recorded on Saturday May 22: 0:04 Pre-Memorial Day Weekend Banter 4:00 Focus on Investing Mistakes with Christine Benz 4:54 Portfolio Building and Managing Mistakes 18:30 Being Patient vs. Hands-Off Investing 34:40 Discussing American Funds and Expense Ratios Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In today's episode: 0:04 The Trust Issue 2:43 Custodians and Fiduciaries 3:12 Finding True Fiduciary Help 3:53 Fee-Only vs Fee-Based 5:43 Various Compensation Models 8:02 Understanding Terminology 10:52 Brokercheck.org Exploration 12:08 Where to Find Trusted Advisors 13:56 Vetting Financial Advisors 15:38 Insurance Companies and Investments 19:30 Dealing with Large Stock Gains 23:13 Dealing with Tax Implica...

In this episodes, Don answers listeners questions about: 3:15 Seeking a Fee-Only Fiduciary Advisor for Aging Parents 6:24 Uncovering Red Flags in Financial Advisor Disclosures 11:44 Evaluating the Dodge & Cox Income X Bond Fund 12:46 Importance of Reading Form ADVs for Investment Advisory Firms 18:17 The Aftermath of Removing Social Security 19:11 Understanding Mutual Fund Return Reports 21:24 Replacing Vanguard Bond Fund BND with Risky Alternatives Learn more about your ad choices. Visi...

In this episode: 1:16 Affinity Fraud in the Military 3:54 Unveiling Investment Fraud in the Military 11:57 Building Trust in Financial Relationships 14:00 Maintaining Boundaries in Financial Relationships 19:33 Trusting Third-Party Sources for Investment Information 23:43 Retirement and Investment Strategies Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Can a fiduciary fee-only advisor make you more money, even after expenses. Vanguard says, "yes!" We talk about some of their findings and more: 3:53 Cost-Effective Implementation and Rebalancing 6:20 Financial Future and Advisor Second Opinions 7:16 Asset Location and Withdrawal Strategies 9:00 Hodgepodge-itis and Portfolio Simplification 11:57 The Vanguard Experience 14:30 The Importance of Seeking Advice Early 20:14 Backdoor Roth ...

In this episode: 0.54 America's Obsession with New Media and Gurus 1:55 The GameStop Saga Begins 2:43 Reddit's Influence on GameStop Stock 3:33 Lessons from the GameStop Rollercoaster 5:20 Seeking a Second Opinion in Investing 6:19 The Stupidity in Following Stock Recommendations 7:03 GameStop Stock: A Question of Valuation 8:30 The Evolution of the Gaming Industry 8:54 What to Learn from the GameStop Frenzy 9:49 Investing vs. S...

We don't often have guests, but we do, from time to time, invite some of the best minds in money management to join us. Author and financial educator, Dan Solin spends time with us this week to share some wisdom from his latest book, Wealthier: The Investing Field Guide for Millennials. We discuss buying a home versus renting, saving and investing for retirement, and the future of Social Security. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

On the week's question and answer session, Tom and Roxy take written questions from listeners about: Social Security spousal benefits. Moving Emergency Cash Short-Term Cash Options Portfolio Diversification AVGE vs. BND Allocation Real Estate Sales and Tax Planning Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Was retirement really better in thge past? Have 401k plans been a retirement income benefit or detriment? Might there be a better way to insure a secure retirement income? We also explore the difference in long-term returns between large-cap and small-cap value stocks. Plus, we hear from listeners: Why does the actual income from I-Bonds not match the stated rate? Can income from a court settlement from a stock in an IRA be transferred into the IRA? Is it better to take retirement income from...

Beware of complex investments or those promising to provide higher returns using some financial sleight-of-hand. Higher returns always require some sort of tradeoff. There are no special systems to game the markets, long-term. Then, we hear from listeners: He stayed in bonds and lost money, should he stick with them now? How can current assets be grown to enough to support retirement needs? Does it make sense to buy a second home on the beach? How should a very conservative retiree invest re...

Millions of people rely on Social Security for a large portion of their income, yet the system is running low on money and won't be able to meet future obligations without major changes. So, which is better, reducing benefits or raising taxes? Plus, we take listeners questions: What's the best way to reduce taxes on retirement plan distributions? What can be done to reduce hodgepodgery in a portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In the episode, instead of discussing all of the bad financial decisions we make, let's take time to acknowledge all of the good things we do with money. Plus, we take questions on: The possible negative impact that passive investing might have on the stock markets. The potential tax ramifications of a portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!