Episodes

Multiple mistakes can deter your path to success when venturing into the franchisor field, but with insight and hard work, those missteps can become stepping blocks to growth. On today's show, Ralph continues our series with ...

According to the International Franchise Association , the total number of franchises in the America is approximately 800,000 as of 2016 and employ about 9.1 million people. Franchising is no small business and should be deci...

In part two of the basics of franchising as a part of our 'Franchising Success Series' that looks into the wonderful world of franchising, Ralph discusses ins and outs of beginning a franchise and how best to start on today's...

Franchising is a wonderful option for people wishing to enter into business for themselves. While many people succeed, many also fail for reasons the in a lot of cases can be planned for and overcome. On today's show, Ralph o...

A special bonus for our listeners is the full interview with Jodi Lynn Collins, a licensed massage therapist practicing in northern Delaware to discuss her work and how she helps her patients. Jodi specializes in sports massa...

In coordination with the recently passed tax reform laws rolled out by the Tax Cuts and Jobs Act, the alternative minimum tax or AMT has been revised! Good news for those taxpayers taken by AMT surprise. On today's show, Ralp...

Rent to own deals look and feel a lot like regular home buying, but renter-to-owners need to know the facts when making these decision. On today's show, Ralph talks about the risks and rewards of being in a rent to own relati...

Among the risks that married couples face in retirement, this one is unavoidable: unexpectedly becoming a widow or widower. On today's show, Ralph discusses the difficult but important concept of financial preparation for cou...

On today's show, Ralph continues his insurance FAQ series with a segment on renter's insurance by outlining what it is, how it helps and why it is a good idea for new and veteran renters. Submit your questions or ideas for fu...

On today's show, Ralph talks insurance, specifically umbrella policies both as the ultimate level of liability insurance but also as a fail-safe for your assets. Submit your questions or ideas for future shows, tweet us at @a...

Are you looking to a home? On that gigantic to-do list, you should make sure to shop around for homeowner's insurance. On today's show, Ralph discusses the ins and outs of shopping around for homeowner's insurance. Submit you...

On today's show, Ralph discusses the need to know elements of inherited IRAs by non-spouses which can create opportunities for its recipients and risks come tax time. Submit your questions or ideas for future shows, tweet us ...

Individuals who work for themselves are treated differently than employees, but the distinction is sometimes very hard to make. After the passage of the 2017 Tax Act and the possible benefits of contractor labor classificatio...

Owners, borrowers, and guarantors must consider tax implications when seeking debt relief, as many strategies may trigger cancelation of debt (commonly known as COD). On today's show, Ralph outlines what cancellation of debt ...

On today's show, Ralph discusses the dangers of using public USB charging stations and what you need to know to keep yourself and your data dafe. Submit your questions or ideas for future shows, tweet us at @askralphmedia or ...

A step-up in basis can be a very good thing at tax time. The term relates to capital gains tax and can save you considerable money should you ever decide to sell an asset or property that you've inherited. On today's show, Ra...

On today's show, Ralph talks car insurance and outlines the top ten terms to know. Learning these basic terms will better your bottom line! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email ...

A special bonus for our listeners is the full interview with Chad Wood, Business Manager of Hannum's Harley-Davidson® where he discusses with Ralph the ways in which the company is working to court new riders with tech and tr...

It is clear that your credit score can always be improved; however, it is not clear how one can go about bettering their score. Tune in to today's show where Ralph discusses ways to improve a credit score. Submit your questio...

The dreaded credit report. One document that can make or break your future finances. Everyone has one but do you know how to read one? Tune into today's show where Ralph walks you through what exactly the credit report shows ...

Join our show sponsor, Haass Family Butcher Shop, in Dover for their 6th Annual Haass Family Butcher Shop BBQ Brawl on September 14th & 15th, 2018. It is is one of Delaware's most anticipated annual events. Mark your calendar...

In today's world, you are defined by a number. A three digit number that illustrates the type of person you are in the eyes of businesses and lenders alike. This number is your credit score. Tune in to today's episode where R...

Check out today's episode where Ralph discusses the basics of building credit in a continuation of our credit how to series! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@...

On today's show, Ralph continues our series on credit basics for part FOUR to discusses how to build your credit back up and establish a strong credit history. Submit your questions or ideas for future shows, tweet us at @ask...