Hey homebuyers and homeowners! This week, Dave Steinberg breaks down the latest mortgage rate trendsāand it's a wild ride. Rates have dropped about 30 basis points since last week, but theyāre still bouncing all over the place. Dave's #1 tip? Lock in your rate ASAP if youāre ready to buyāyouā¦
Wondering why mortgage rates went up even after the Federal Reserve cut interest rates last week? š¤ You're not alone. In this episode of Rate Watch, we break down exactly what happened, why the market reacted the way it did, and what it means for homebuyers and those looking toā¦
Thinking of buying a home? Don't skip this crucial step! In this video, we break down why an emergency fund is essential before you purchase a house ā and how it can save you from financial disaster. Learn how much you really need, what it should cover (like surprise repairs,ā¦
The Fed just cut interest rates ā so why are mortgage rates climbing instead of falling? š¤ In this weekās Rate Watch, we break down what really happened after the Fed's 0.25% rate drop and what it means for your home buying plans. š Learn why timing the market doesnātā¦
Are you applying for a mortgage in 2025? Your credit score could make or break your approval. š”š³ In this quick "Summit Minute," mortgage expert Dave Steinberg shares 5 essential credit tips every homebuyer needs to know before applying for a loan. From checking your credit report to avoiding bigā¦
Are mortgage rates finally improving? In this week's episode of Rate Watch, mortgage expert Dave Steinberg breaks down the latest news on interest rates, whatās driving the market, and what it means for homebuyers and refinancers in 2025. ā Learn why mortgage rates are trending lower ā Discover how theā¦
Thinking of selling your home but donāt know where to start? In this episode of Mortgages Made Easy, we break down Home Selling 101 with MJ Agostiniā the essential steps, tips, and insider strategies you need to sell your house fast and for top dollar. š What Youāll Learn inā¦
Thinking about refinancing your mortgage? š”š° Mortgage expert Dave Steinberg breaks down why now could be the perfect time to refinance, with interest rates at their lowest since early 2024. Learn how to determine if refinancing makes sense for you based on your current rate, how long you plan toā¦
Thinking About Selling Your Home and Buying a New One at the Same Time? Watch This First! š š In this video, real estate expert MJ and financial pro Dave take a deep dive into the move-up buying processāwhere you're selling your current home while purchasing a new one. They shareā¦
Mortgage rates are improving, but should you lock in your rate now or wait for potentially better offers? In this video, mortgage expert Dave Steinberg breaks down how mortgage rates vary by location, credit score, and personal risk tolerance. Learn how to decide the best time to lock in yourā¦
Thinking about buying a home but not sure whatās true and whatās just hype? In this video, we break down the 10 most common myths about purchasing a home ā and reveal the truth behind them. Whether you're a first-time homebuyer or just curious, this video will help you separateā¦
Wondering what's happening with mortgage rates this week? š I'm Dave Steinbergāyour mortgage guyāand in this episode of Rate Watch, Iām breaking down the current rate trends and the Top 10 Mortgage Myths that cost homebuyers time, money, and peace of mind. Whether you're a first-time buyer or just needā¦
Sale on refinancing your home? Here's what some lenders are saying. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills,ā¦
In this weekās update, Dave breaks down the latest news on mortgage interest rates, upcoming Federal Reserve decisions, and what they mean for homebuyers in todayās market. š Rates have stabilizedāfor now. But with Fed Chair Jerome Powell speaking soon and the FOMC meeting on September 17, big changes couldā¦
Wondering how rising or falling interest rates affect your ability to buy a home? In this video, we break down the latest interest rate updates and explain exactly how the mortgage market works ā whether you're a first-time homebuyer, investor, or just curious about the housing market. Dave Steinberg NMLS:ā¦
In this episode of the Mortgages Made Easy Podcast, host Dave Steinberg sits down with Kristen Binkley of Axos Bank, a leading expert in non-traditional mortgage lending for high-net-worth individuals and entrepreneurs with complex financial profiles. Kristen shares how Axos Bank specializes in mortgage solutions that other banks wonāt touchā¦
Are you wondering whatās happening in the mortgage market right now? This video breaks down the latest mortgage rates, market trends, and what they mean for homebuyers and homeowners thinking about refinancing. š¹ Mortgage rates remain mostly stable but slightly higher than last week. š¹ Market uncertainty grows as buyersā¦
Thinking about getting an Adjustable Rate Mortgage (ARM)? In this video, we break down everything you need to know about how ARMs work, how the interest rates adjust, and what the risks and benefits are compared to fixed-rate loans. ā What is an ARM? ā Fixed vs. Adjustable Rate Mortgageā¦
In this episode of the Mortgages Made Easy Podcast, we sit down with Mark E. Jurewicz, CPA with Cullari Carrico, break down the much-talked-about Big Beautiful Bill and what it really means for homeowners, buyers, and the real estate market. Whether you're a first-time homeowner, a real estate investor, orā¦
This video breaks down the latest Federal Reserve decision, explains why a cautious Fed is good news for homebuyers, and shares crucial credit tips to help you prepare for buying a home. Learn the difference between soft and hard credit pulls, why you should check your credit early, and howā¦
APR Explained: What It Means for Your Mortgage | Homebuyer Guide š” Confused about APR vs. interest rate when shopping for a mortgage? Youāre not alone! In this video, mortgage expert Dave Steinberg breaks down what APR really is, how it's calculated, and why it matters when comparing loan offers.ā¦
I dive deep into how the Big Beautiful Bill can help you secure a home in today's market. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financialā¦
Thinking about buying a home? Before you fall in love with that dream house, letās break down how much home you can actually afford ā based on your income, debt, credit score, and more. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.comā¦
Interest rates have remained the same ā but what does that say about the APR? Stay informed and learn how todayās changes could impact your home financing strategy. š”š¼ #MortgageRates #APRUpdate #HomeBuyingTips Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com -ā¦
