Blog

Dec. 30, 2022

How To Get A Million Dollars Using Time And Consistency

Many consider a million dollars to be a good goal for retirement, though most people want much more. Does the thought of saving up a million dollars sound daunting to you? It should, because that would mean saving $25,000 per year straight into a ba…

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Dec. 30, 2020

Goals for 2020 Q1

I’ve come to the conclusion that annual goals are not very effective. While most are ready to make drastic changes in their lives at the beginning of the year, it usually takes 2 months or less to abandon them. Same goes for our household, s…

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Oct. 29, 2019

Skip The Budget And Still Reach Your Savings Goals

Too many people don’t tell their money where to go, and instead wind up asking where it went. While we have tried all manner of budgeting techniques, none of them truly make money management painless. That’s why we have progr…

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Oct. 24, 2019

BabyQuip Side Hustle: The AirBNB of Baby Gear

This is the first article Mrs. FrugalStu is contributing to the blog, I hope you enjoy her perspective! So you might be thinking about getting involved in a side hustle. Awesome! Side hustles are the best. But just know, they aren&rsquo…

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Oct. 12, 2019

How Investing In Debt Can Help You Achieve Your Financial Goals

This is a the first guest post I’m featuring. Thanks for the great info Ms. Burke! The primary concept of investment is to use your existing money to earn more. It is one of the proven ways to secure your financial future. The money…

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Oct. 9, 2019

Side Hustle Report – September 2019

September wasn’t as good as August for side hustles, but we still pulled in some money on the side. Thank goodness for a big bank bonus! Let’s dive into the side hustle report: Table of Contents September Side Money …

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Aug. 25, 2019

Self Reliance Course Reports

Week 1: Becoming A Wise and Faithful Steward: The Church I attend has long emphasized being wise financial stewards, avoiding debt, and saving for a time of need. I have seen many members follow this counsel while others tend to do noth…

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Aug. 15, 2019

Side Hustle Report – August 2019

Having a side hustle is sometimes considered a pillar of FI, or key aspect to reach financial independence. I have tried a few things over the years, like selling pest control part time, ridesharing, and general labor. I don’t…

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July 31, 2019

July 2019 Spending and Portfolio Report

The time has really flown, is it too late to report on my July spending and portfolio report? Well, I’m gonna post it anyway, and this time I’ll give an idea of my investment allocation too. We spent some time traveling for the 4th of…

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July 19, 2019

Have You Heard of Bestow? Here’s What You Need to Know

Sure, most people get why life insurance is important. But they don’t get why applying can be so hard. Endless paperwork. Trips to the doctor. Agents on commission. Here’s the thing: It doesn’t have to be like that. Bestow is an e…

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June 26, 2019

First Spending Report – June 2019

My wife has been tracking our spending diligently the last few months as we’ve been going through a personal finance class. It’s part of a commitment to our classmates and more importantly, a foundational step in getting on t…

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June 11, 2019

I Binge Listened the Entire ChooseFI Podcast – Here’s What I Learned

Since listening to the ChooseFI Podcast, whenever I’ve had a conversation about money with a friend I have encouraged them to listen. It is a gold mine of principles and strategies that can help foster your financial future. I went a little…

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May 25, 2019

Worthy Bonds Update

I have been continually following Worthy Bonds as they continue to become better known. I now have over $300 in my account and interest continues to accrue weekly. It’s nice to see the money continue to grow. I’m adding just $50 a mont…

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April 11, 2019

UserTesting Review

I have seen and heard about UserTesting on various financial sites, usually in articles named like this “75+ Ways to Make Extra Money,” or similar. Despite seeing it time and again I had never seen a review of it on thes…

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March 13, 2019

Getting Started With Crowdfunded Real Estate

I’ve mentioned in a few posts the I’ve recently sold my home and moved across the country. This freed up lots of money that needed a job. I’ve spent hours crunching numbers, poring over spreadsheets, scouring Google, and exploring …

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Feb. 23, 2019

Worthy Bonds Review

Welcome to my first app review. I hope to add more as time goes on. A while back I stumbled on an app called Worthy Bonds. It sounded similar to Acorns, a microinvesting platform that rounds up the charges on your favorite card and invests it. I had…

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Jan. 30, 2019

Make Life Harder

One thing I find interesting is the recurring sentiment, that each successive generation ought to have a better life with more success, money and happiness than the last. Having kids of my own now that are young, I can see where they are comi…

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Jan. 16, 2019

Getting Paid to Exercise

This may not apply to many people, but will definitely apply to some. I used to live in a suburb where this was not that feasible due to the distances I would have to cover on a morning jog. Now I live in an apartment near some small business center…

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Sept. 5, 2018

What Do You Do When You Can’t Save More Money?

As an avid reader of Mr. Money Mustache and many other FIRE sites, my expenses are quite low. I have tracked my expenses for many months and have a difficult time figuring out how I can possibly save more. I even stumbled upon a blog ser…

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March 12, 2018

A Life Changing Trip To Jiffy Lube

Today I went to Jiffy Lube for a standard oil change. I always dread this experience because I know I’m about to come straight into a barrage of upsells. And while the oil change only took 17 minutes before I was on my way, it got me thinking:…

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