The Fed Rate Cut Explained: Why Mortgage Rates Could Still Drop in 2026
The Fed rate cut explained: In December 2025, the Federal Reserve cut rates for the third time but signaled they're slowing down—only one more cut expected in 2026. So are mortgage rates stuck? Actually, no. This episode breaks down three real reasons why mortgage rates could continue dropping in 2026: Fannie Mae and Freddie Mac's massive MBS buying spree, Jerome Powell's term ending in May with a likely more dovish replacement, and rates already trending down with room to fall further. Plus, th
Play Latest Episode
Recent Episodes
The Fed Rate Cut Explained: Why Mortgage Rates Could Still Drop in 2026
Real College Funding Strategies: Scholarships, FAFSA, and 529 Tips
Fed Rate Cut Reaction: Why Mortgage Rates Are Rising Instead of Falling
Solo vs Team Realtors: Finding Your Best Path in 2026
The Truth About Mortgage Rates and Debt in Today’s Housing Market
How Realtor Safety Technology Protects Agents During Showings
Listen On
Recent Blog Posts
How Realtors Can Use AI and CRM to Automate Follow‑Up
How Realtors Can Use AI and CRM to Automate Follow‑Up Save time, close more deals, and build a smarter real estate business. Introduction: Your CRM Isn’t Just a Rolodex Anymore Let’s be honest — most Realtors say they have a C…
Elevate Your Real Estate Game: A Comprehensive Guide to Boosting Your…
In today's digital age, a robust online presence is not just an advantage for Realtors—it's a necessity for finding leads online. With 97% of homebuyers starting their search online and 88% looking up their agents on the internet after getting…
Unlocking Your Home’s Potential: An Overview of Home Renovation Loans
Are you eyeing that fixer-upper with great potential? Or maybe your current home needs a major facelift? Either way, home renovation loans might be your ticket to turning a house into your dream home. Home renovation loans allow you to finance the c…
About the Host
Mortgage Banker
Mike Mills is an accomplished Area Manager with Geneva Financial in Mansfield, TX. With 15+ years of mortgage expertise, he specializes in empowering clients through real estate education and wealth creation. Mike and his team prioritize clear and consistent communication, ensuring a smooth journey from Pre-Approval to Closing and beyond.
Before entering the mortgage industry, Mike had a diverse background that uniquely positions him to relate to clients from all walks of life. He successfully owned two restaurants in the DFW area, demonstrating his entrepreneurial spirit and business acumen. His experience as a merchandise buyer for Radio Shack further honed his skills in strategic decision-making and customer service.
Mike's adventurous spirit led him to explore the world while working for Royal Caribbean cruise lines, allowing him to gain valuable insights into different cultures and perspectives. These diverse experiences have shaped his ability to create the best path to homeownership for all his customers.
In addition to his managerial roles at Verity Mortgage, Mike is also the host of the Texas Real Estate & Finance Podcast. Through this platform, he engages with local Realtors, Investors, Marketing Experts, CPA's, General Contractors, and other professionals. The podcast serves as a valuable resource for real estate agents in Texas looking to expand their industry knowledge. Mike's interviews with industry experts and weekly Real Estate Market updates keep his audience informed about the current issues and trends in the real estate market.
Mike Mills is not just a seasoned mortgage professional; he's a multifaceted individual with a wealth of experiences that enable him to connect with clients and professionals alike. Whether it's helping clients achieve their homeownership dreams or sharing valuable insights through his podcast, Mike's commitment to education, communication, and service excellence shines through in everything he does.