What Captive Insurance Really Covers — Key Employee Risk Explained
In this clip, we break down what you can actually insure through a captive — and why it matters:
Rainmaker or surgeon gets sick? Protect your business revenue.
Top salesperson can’t work? Cover the loss until you recover.
Business interruption costs? A captive can fund survival moves like hiring temps or paying higher commissions.
This is where 831(b) captives shine — protecting the business from disruption, not just the person.
#CaptiveInsurance #831b #RiskManagement #TaxPlanning
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