When we think about the way we spend money, we might think that the opportunity cost of that spending is what we cannot save or what we cannot invest. But what about the opportunity cost of not giving? Think about how much you have donated to charities or causes throughout your life, whether it was in the form of money or your time. What if every time we spent money, we saved some and simultaneously helped the organizations that take care of people in the most need across our communities? This needs to become standard practice within the financial services ecosystem, because we can make banking better. In this episode of One Vision, Bradley chats with Susan Langer, the CEO of Spave – recent winner of Best of Show at Finovate Spring – as she talks about how her team has built a way to integrate spending and savings activities that help share purpose and value everyday. It’s time to rethink spending and savings and giving – now we can do all three at once.