The Latest Episodes of #OneVision

According to a recent survey, nearly two-thirds of full-time employees indicated that their financial stress has increased since the start of the pandemic. To engage and retain productive employees, companies must help foster...

Whether it’s the Queen’s bank in the U.K., a neobank in Brazil, a challenger fintech in the U.S., or one of the mighty superapp platforms of Asia, there is nothing more central to that conversation than compliance, risk, and ...

What does the future hold for a cashless economy? The day when all of us might have digital wallets with a selection of digital currencies might not be too far out to the future, according to Richard Turrin, author of …

Beyond developing renewable energy, how do we react to the social and economic challenges faced by humanity? Are we meeting the needs of the present without compromising the future — and the ability of subsequent generations ...

Over 1 billion people in the world today cannot prove their identity, and the challenge is not limited to the developing world. In the U.K. alone, 15% of the population do not have a passport or driver’s license. In contrast,...

In the age of accelerated digital and tech spending, how do we choose our innovation and investment priorities — at the same time, keeping up with competitive pressure and changing customer needs? Looking back in the year tha...

In 2020, U.S. VC firms deployed a vast amount of capital, but not only did the portion of funds to female founders drop, so did the funding to female-led startups. As the impact of the COVID-19 continues to be felt, …

When the COVID-19 pandemic first arrived, it was a shock to all of us as something of this scale was simply without precedent. The world we knew stopped in its tracks. When we finally get over the initial shock, those …

Extreme weather conditions are occurring more often all around the world, from wildfires in the U.S. and Australia to severe flooding in parts of Africa and Asia. As a society, we are facing a global crisis: Over 1.2 billion ...

While few would disagree that financial inclusion is an inequality in our modern day society that still needs to be resolved, and that improving economic prosperity of everyday people is an attainable goal that we should all ...

Can we turn conversations into actions? Can we put consumers in the heart of everything we design in this new digital era? With 1 billion people still lacking access to technology, how can we be more thoughtful in creating al...

The global pandemic may be a wake up call to a new age, one where the value of our work and the leadership we can provide is reflected back to the improvement to the community to which we belong. One …

What does the future of retail banking hold? Beyond the endless debates on cash and branches, what are some of the things that we would actually look forward to in the near future? Will AI finally transform one of the …

How do you build something that delights customers? Conventional wisdom would say that we need to talk to the customers and better understand their needs. But let’s be honest. Beyond the endless surveys, when was the last tim...

Whether you are an incumbent or a fintech startup; a community bank or a credit union, our industry’s goals should ensure that there are better financial outcomes throughout the lives of every customer and every community — b...

Asia is home to more than half of the world’s population. It is also a hotbed for fintech innovation. From super apps and social ecommerce in China, cryptocurrency in Hong Kong, to digital identity and payments in India, ther...

Is college education a ticket towards prosperity and job security — or a bottomless pit of student loan debt? If you live in the U.S., that is a $1.7 trillion dollar question. Student loan debt impacts all financial aspects o...

Despite everything that has happened globally in 2020, fintech - as an ecosystem - was quite active. Some would even say, productive. What is happening with the mysterious East, especially with the Republic of India, a countr...

In an industry where the business model is largely detached from consumers’ financial well-being, what is our purpose and what are our principles? Can we govern ourselves to make good decisions? Can we truly prevent the abuse...

Talent is equally distributed. Opportunities are not. According to the latest Money Tree Report, startups in the top three states in the U.S. (California, Massachusetts, and New York) raised 74% of funding in 2020. This begs ...

What makes someone influential? It’s not just about having an informed voice on a particular subject, or eye-popping social media metrics. It’s more about how you engage and create conversations, and how you develop and engag...

We are all familiar with the systemic racism in our society and its long lasting generational impacts. In a recent report by Brookings, it was revealed that the "400 richest billionaires have more total wealth than ALL 10 mil...

While there is no lack of challenger banks disrupting the digital banking space for consumers, what about the needs for marketplaces? Can we make sending, receiving, and storing money much simpler than it is today? Who would ...

It will be hard to find one word or even one phrase to describe 2020. For many, it was a year of broken dreams and hardship. A global pandemic, coupled with a racial reckoning, leaving many of us feeling lost …

We all start getting older the minute we are born. Yet, somehow, magically, after a moment of arbitrary time, getting older ceases to be sexy. Worse, our society associates this with decline — and treats ageing as a disease n...

In an industry where fees play a large part in one’s business models, is it possible for banks to make money off of customer success rather than unfortunate circumstances? Where we are enabling access to financial products, h...

What a month it is in the land of FinTech. Starling Bank became the first retail challenger bank to turn a profit. WhatsApp finally received approval to launch in India. Barclays and Amazon formed a new partnership and Google...

To achieve global financial inclusion, we must work together to help our communities thrive. We must be more aware of the plight of those living very different lives, just as we must strive to empathize with the lives of thos...

Thanks to the rapid growth of gig economy platforms such as Lyft, TaskRabbit, Uber Eats, and Deliveroo, the way we earn a living has changed quite dramatically these past ten years. While this might be labeled with the endear...

What does it take to build an ethical AI that enables humankind to use technology for good - instead of exacerbating the systemic inequalities in our society? What are the key considerations and pitfalls? Who owns the data? W...

In this episode of One Vision, Bradley and Theo recap this past week’s MTL Connecte event as part of Montreal Digital Week. Unconventional Ventures hosted an unconference within the conference: five panels, fifteen distinct v...

Despite much focus and discussion over the last few years on the need to improve gender diversity within financial services, 2020 has proven to be disappointing. While we have made some gains in leadership, including the appo...

Economic equality is a civil right. It should be as simple as that. Food - shelter - water. We all need the most basic necessities to survive. But if we have learned one thing from the past few months (and …

As we celebrate the 100th episode of One Vision, we traveled back in time to share some of our favorite moments of what was once called Rhetoriq, and celebrate the convergence of minds. Our cultures and upbringings couldn’t h...

As the facets of financial services become increasingly cut apart, we must look for the biggest opportunities to serve more people. The promise of embedded banking is in the shifting focus of the financial services business m...

There is never a dull moment in the land of financial services. From Jane Fraser breaking the glass ceiling to become the first female CEO of a major Wall Street Bank, to Santander spinning out its corporate venture team and …

When did the revolution start? How did a tiny little pocket device known as the iPhone upend the world of finance as we know it today? And where would we go next? In this episode of One Vision, Bradley and …

It has been difficult to think beyond just today, but we must. What has been happening in the fintech space, within venture capital, and within the broader financial services ecosystem? Surely more mergers and acquisitions, m...

While we all make personal connections during our lifetimes, the truth is that we are all connected in ways often unseen. Everything we see, everything we feel, everything that will be — it comes from something created before...

How do you measure the wealth of a society? By physical and tangible assets or how we care for one another? How we ensure no one is left behind in the digital era speaks volumes about our values. Technology, when …

There are many ways to create meaningful impact. Some choose to start their own endeavour, attempting to change the existing paradigm from the outside. Others choose an often more arduous route to create change from within. R...

The Supplemental Nutrition Assistance Program (also known as SNAP) provides important nutritional support for low-income individuals and households within the U.S. In 2018, the program helped 40 million low-income Americans a...

Digital transformation journeys for financial institutions — regardless of size — present many challenges. Banks have traditionally been more of a follower, rather than a leader, in adopting emerging technologies like artific...

The year 2007 was a watershed moment in financial services. That year saw the launch of mPesa in Kenya, the second iteration of the Payment Services Directive (PSD2), and the launch of the iPhone, which changed relationships ...

Imagine yourself years from now looking back at the decade that was. As you think about your life, your career, your friends, your family, your tribe—what happened to your path? How did you change when the world was upside do...

The path toward broader inclusion — especially financially driven inclusion — starts with acknowledgement of structural impediments within our lives, our communities, and our cultures. Financial inequality is a human created ...

From the $825 million Finicity/Mastercard tie-up to the Wirecard scandal to Lemonade’s plan to raise $286 million in an IPO — there is never a dull moment in the land of Fintech. Half a year has gone by and we …

How does gastronomy and financial services coalesce? As you build skills in the kitchen, every aspiring chef learns about the significance of mise en place, or having everything ‘set in place.’ This helps the cooking process ...

Public speaking is an art. And when you need to do a demo at the same time in front of a live audience, it’s even harder. In this episode of One Vision podcast, Greg Palmer, VP and host of Finovate …

Systemic racism and a long history of discrimination have meant that African Americans have always fared worse in the labor market, both in good times and more so in bad. Losing out of more than a century of wealth creation, …