The Latest Episodes of #OneVision

It’s been said that the metaverse could be the next trillion-dollar opportunity. From retail and fashion, to gaming, sports, and even financial services, brands are actively trying to figure out how to engage with a new audie...

According to a recent survey by the CFA Institute, 85% of investment managers across countries are increasingly incorporating ESG (Environmental, Social, and Governance) criteria into investment decisions. While opportunities...

How can we bring tech and finance together to create a better world, one that would be around for the next century and centuries thereafter? Our most vulnerable populations are increasingly facing impossible choices with ris...

If you give a kid one $100 bill, what would they do with it? How do you teach a kid the discipline of saving especially when it is so easy to spend and consume? And where (and whom) can they …

It is often said, digital technologies are driving transformative change in our society. But at what cost? As consumers, do we truly understand how information is being collected and used, and the associated risks and implica...

If you have seven minutes to showcase a fintech idea, what would you say? In a world full of unicorns, or even decacorns, the next best thing might just be at your fingertip, waiting to be discovered. In this episode …

Remember the song by Pattie Page, “How much is that doggie in the window?” If the virtual worlds continue to proliferate, are we going to ask, “How much is that doggie in the metaverse?” In this episode of One Vision, …

Much has been written about the Great Resignation where people have left their jobs in search of more meaningful work and personal fulfillment. We are at a critical juncture in history; how we work, where we work, and when we...

One step forward, two steps back. Despite increasing awareness and promises from corporations, metrics such as the gender pay gap and funding for female founders have barely budged. How then, can we truly move the needle for ...

Artificial intelligence is embedded in almost every aspect of our lives, from financial services to healthcare, retail, and beyond, and will play an increasingly important role in everything we do and what we create. But we h...

A significant amount of money has been invested in FinTech in the past decade; according to CFTE, the FinTech sector is now equivalent to 38% of the banking sector in terms of market capitalization. If FinTech was considered ...

How can we create an environment where innovation thrives? In a world where we are constantly distracted by dazzling new technology, it is easy to get caught up with cool toys and forget what we are trying to do. In …

As the saying goes, “Ain’t No Mountain High Enough” — have you ever wondered what stops people in their tracks, and how we can overcome obstacles in our lives? As it turns out, you can use the power of the …

How well are women and communities of color being represented in financial services? And how many brilliant ideas don’t get the opportunities they deserve because we are not listening to all the voices? Many people assume tha...

What makes a community? And what comes to mind when you see the word, community? A common bond, perhaps — around our mutual love for technology, and a conviction to bring inclusive finance to more in our society. Or perhaps …

There is no lack of Buy Now, Pay Later news in fintech, with hundreds of BNPL startups around the world vying for a piece of the pie. The trend has also attracted the attention of established giants, from Citi, J.P. …

From opening a bank account and rebuilding credit, to finding employment and securing housing, the challenges that millions of justice-involved individuals and their families face are immense. How then do you design for a com...

What role do cloud solutions play within today’s financial services industry? How has the infrastructure and partnership ecosystem evolved to support the needs of the global market? In order to compete in today’s fast changin...

When we talk about innovation, oftentimes we think about those in technology. But innovation goes beyond artificial intelligence, robotics, and quantum computing. Beyond the bits and bytes, it is also about changing mindsets ...

By now, you have probably heard of influencer marketing. But what exactly does that entail in the B2B context? And what are the success factors and pitfalls that brands need to be aware of? In this episode of One Vision, …

In this episode of One Vision, Theo and Bradley chat with Alessandro Hatami, Managing Partner of Pacemakers, and co-author of Reinventing Banking , on bank innovation and the past, present, and future of financial services. I...

Digitization doesn’t mean putting old wine into new bottles. Beyond simply digitizing products and reducing friction, to succeed in the outcome economies, fintechs must learn to build trust through transparency and engagement...

If 2020 was the “New Normal”, what was 2021? What have we learned from the uncertainty and challenges from all aspects of our lives, and how will the financial services industry fare in this new year? Will we finally move …

As we bid farewell to 2021, how would you remember the year that was the “new normal” or the “great resignation”? For some, this may have been a record year with funding and innovation. For some others, this may be …

This episode is sponsored by PayPal. Learn more about PayPal Pay Later at paypal.com/trust. Consumer behavior has changed quite dramatically since the pandemic, with increased adoption of digital wallets, touch-free payments,...

Canada fintech funding soars to a record $2.2B in 2021 YTD, according to CB Insights. With 90 percent of the market being dominated by six big banks, however, one would imagine the dynamics between incumbents and fintechs wou...

How do we move beyond the low hanging fruit and create something that brings about real change? How can we entice more incumbents to join the chorus of younger fintechs and insurtechs to tackle climate change, a challenge tha...

In a world where billionaires are planning space travel while millions are struggling with extreme poverty; in a society where it would take 268 years to close the Economic Participation and Opportunity Gap and women in 72 co...

Can an industry as old as banking adapt to a tsunami of disruption? From open banking to open finance, how do we ensure a better outcome for the end users we are supposed to serve? Whose data is it and …

The twenty-first century is going to be the most disruptive, contentious period humanity has ever lived through. It will challenge our most sacred ideologies around politics, economics and social constructs. It will force hum...

The financial services ecosystem has been inundated with a tremendous amount of external capital aimed at disrupting the way people and businesses bank. From the most basic to the most complex, financial relationships are hel...

Have you been thinking about the global supply chain a bit more lately? Perhaps back in the beginning of the pandemic, when you couldn’t find toilet paper, or maybe now when you are just starting your holiday shopping and rea...

Financial institutions are sitting on top of a lot of data, and so much of that goes unused, whether it is because the data is sitting in disparate systems that do not play well together, or because of the lack …

Could you imagine life without music? Plato said that ‘music gives a soul to the universe’. And there does seem to be a soundtrack to each change of cadence in our lives, as ‘music is the wine that fills the …

We have seen a tectonic shift across industries and business models during the pandemic. How businesses adapted to the changes on the ground was a stress test in real time. As customer behavior changed, payments changed along...

How can the financial services ecosystem play a bigger role in creating a more equitable future? Community Development Financial Institutions (CDFIs) are economic first responders that help remove barriers to economic equity ...

Those who have the data hold the power. But who owns the data? And how could we better leverage the benefits of financial data and technology to ensure that financial services are delivered in a fair, ethical, compliant, and ...

Have we truly fulfilled the promise of fintech? How do you look beyond what is easy and serve communities who have long been ignored by traditional financial services, such as migrants? What is best for the greater good? How ...

Can we make embedding finance into apps and customer journeys as simple as drag and drop? While no one would go to Ikea for the sole purpose of opening a bank account, they might need payment installment services during check...

The old adage says to make hay when the Sun shines, but what do you do when the skies are grey? With this ongoing pandemic and the spectre of uncertainty surrounding it, being a startup founder has never been more …

When it comes to planning for your finances, who do you turn to? Friends? Family? Colleagues? Or the Internet? With global fintech investment reaching US$98 billion across 2,456 deals in the first half of 2021 alone, one woul...

While the promise of flying cars might not have materialized, plenty has transpired in the startup space, at least in fintech. From investing to payments and super apps, from Asia to Latam and Africa, startups have raised rec...

Entrepreneurship is a stressful journey - and often, a lonely one; and oftentimes it might seem nearly impossible to balance the demands of the business and your own well-being. As an industry, we put a lot of emphasis on gri...

When was the last time you actually spoke with a customer and asked how you could help them? No — we don't mean a survey or through a video chat, but actually meeting and talking to one of your customers. …

From payments and embedded finance to wealthtech and crypto, there is never a dull moment in the land of fintech. And there is no sign that the activity is waning. According to CB Insights, Q2 FinTech startups picked up $30.8...

As the saying goes, “I have not failed 1,000 times, I have successfully found 1,000 ways that will not make a light bulb.” This — or some version of it — is often credited to Thomas Edison, on his quest …

Let’s talk about debt. Not financial debt. Not technical debt. But human debt — “the equivalent to Technical Debt but for people”, according to Duena Blomstrom, author of the latest book, “People Before Tech: The Importance o...

Apart from its dramatic coastline, hidden coves, turquoise waters, and beautiful beaches with pink sands, Bermuda is also a well-established offshore financial center, home to the second largest reinsurance market. The island...

While banking should be a borderless experience, in reality, it is far from it. Immigrant communities for example, face a list of challenges from language barriers to lack of credit history and high cost of remittance. In 201...

Years from now, when we look back at this pandemic, what data will have been the most critical? While we normally talk about data in the context of financial services, and the importance of data and technologies like artifici...