Jan. 14, 2025

Greg Pulsifer on Sam's Club Approach to Digital Innovation & AI | NRF 2025

In this episode, Omni Talk speaks with Greg Pulsifer, SVP of E-commerce at Sam's Club, live from the VusionGroup Podcast Studio at NRF 2025. Greg dives into Sam's Club's strategies for digital innovation, from AI-driven personalization and omnichannel optimization to its game-changing Scan and Go experience. Learn how Sam's Club uses data insights to connect online and in-club shopping and hear Greg's take on the future of retail technology.

Key Moments:

  • 0:06 - Introduction to Greg Pulsifer and his role at Sam's Club.
  • 0:40 - Greg's career journey in e-commerce, from the 90s to Sam's Club.
  • 3:46 - Responsibilities of the Sam's Club e-commerce team.
  • 5:22 - Strategy for omnichannel assortments and online-only categories.
  • 7:46 - Personalization through data and AI integration in Sam’s Club.
  • 10:21 - Real-time data insights and the impact on retail operations.
  • 12:47 - Measuring success and optimizing digital member experiences.
  • 18:42 - AI’s role in personalization, search, and marketing content.

#nrf2025 #ecommerceinnovation #retailtech



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Anne Mazinga

Welcome back, everyone.


Anne Mazinga

This is omnitalk Retail.


Anne Mazinga

I'm Anne Mazinga.


Chris Walton

I'm Chris Walton.


Anne Mazinga

And we are here live still.


Anne Mazinga

Chris.


Chris Walton

Yes.


Anne Mazinga

Still live.


Chris Walton

Still live.


Anne Mazinga

Still live.


Anne Mazinga

Kicking in booth 4938, the Vision Group recording studio.


Anne Mazinga

Come stop by the booth.


Anne Mazinga

You can see us.


Anne Mazinga

Will still be here today and tomorrow, and we'd love to see you and come say hi.


Anne Mazinga

Thank you to everyone who's passed by already and checked in.


Anne Mazinga

It's been so great to see everybody and hear from everyone.


Chris Walton

It always means a lot whenever you guys stop by.


Chris Walton

So thanks to everyone that has.


Anne Mazinga

But now it's time for us to introduce our guest.


Anne Mazinga

Here, sitting between Chris and myself, is Greg Holzfer, Sam's Club's SVP of E Commerce.


Anne Mazinga

Greg, welcome to Omni.


Greg Holzfer

Thanks for having me on.


Greg Holzfer

I listen to your show all the time.


Chris Walton

Thank you, Brad.


Greg Holzfer

The Omni Awards is my favorite.


Greg Holzfer

My favorite episode.


Anne Mazinga

It's our favorite episode.


Greg Holzfer

You guys do awards throughout the.


Greg Holzfer

You guys do awards all the time?


Chris Walton

Yeah, every month.


Chris Walton

Yeah, we do.


Chris Walton

Yeah.


Chris Walton

The Omni stars the true people making a difference.


Greg Holzfer

I think it's great.


Greg Holzfer

For sure.


Chris Walton

All right, so let's start out.


Chris Walton

We always ask this question 10 when we start these conversations, but want to learn about your background and your role, so.


Chris Walton

And we'd love to hear about your background.


Chris Walton

We ask that question a lot.


Chris Walton

Sometimes people tell us, sometimes they don't.


Chris Walton

Sometimes they jump right into the role.


Greg Holzfer

Let's hear it.


Greg Holzfer

Yeah, I.


Greg Holzfer

I could probably fill the whole thing up with my background, but I'll be.


Greg Holzfer

I'll be relatively quick.


Chris Walton

Okay.


Greg Holzfer

So I have been in ecommerce for a long time.


Greg Holzfer

I started in the late 90s.


Greg Holzfer

I kind of fell into it.


Anne Mazinga

Wow.


Chris Walton

Okay.


Greg Holzfer

Worked at a software company and we made software where you could translate Mac files on a PC, which is 19.


Anne Mazinga

That was revolutionary.


Greg Holzfer

This was revolutionary.


Chris Walton

The front door.


Greg Holzfer

No, for sure.


Greg Holzfer

And then what?


Greg Holzfer

The way it would work is you would mail us a check and then we would send back an activation code.


Anne Mazinga

This is like bcg, like music house stuff we're talking about here.


Greg Holzfer

You know, we were young and we was like, hey, like, why don't we just let people put their credit card online?


Greg Holzfer

I've been reading about this E Commerce thing, and they're like, greg, that's stupid.


Greg Holzfer

No one's ever going to put their credit card online.


Greg Holzfer

It's not safe.


Greg Holzfer

So we were like.


Greg Holzfer

But like, you know, you guys figure it out.


Greg Holzfer

So a bunch of us got together after work and figured it out, and I.


Greg Holzfer

And I really, I fell into E commerce.


Greg Holzfer

I feel fortunate for that.


Greg Holzfer

So I've been in E commerce for a long time.


Greg Holzfer

After that I worked mostly in direct to consumer environments at branded manufacturers.


Chris Walton

Okay.


Greg Holzfer

So very early on at Puma we brought E Commerce.


Greg Holzfer

We were back.


Greg Holzfer

This is going to be like a bingo of old technology.


Greg Holzfer

But we brought our, we onboarded our e commerce businesses on Yahoo Shopping.


Chris Walton

Okay.


Greg Holzfer

Yahoo Shopping had a separate platform.


Greg Holzfer

We brought that on board.


Greg Holzfer

And then from there worked at New Balance.


Greg Holzfer

I was in the Boston area, so there's a lot of forward apparel.


Greg Holzfer

Worked at New Balance in a digital marketing environment.


Greg Holzfer

Actually back then it was called interactive marketing because digital wasn't a word.


Anne Mazinga

I was just talking about interactive with somebody yesterday.


Anne Mazinga

It was like I was an interactive producer.


Anne Mazinga

That's how I got on the projects at Target.


Greg Holzfer

Yeah.


Greg Holzfer

And then from there went to North Face, launched E Commerce at North Face to track the consumer environment and it was, was rocket ship.


Greg Holzfer

Business was super fun job.


Greg Holzfer

Still remember our first order.


Greg Holzfer

I won't tell you her whole name, but her name was Sarah.


Greg Holzfer

She placed it on August 8.


Greg Holzfer

She bought a Borealis backpack.


Greg Holzfer

Just like that's seeing that happen.


Greg Holzfer

Not that I needed any more motivation for like this is a cool thing, I want to get involved in it.


Greg Holzfer

But that was like a shot of adrenaline.


Greg Holzfer

So did that for around 10 years.


Greg Holzfer

Spent a little bit of time in CPG and most recently was at Apple on the online store side.


Greg Holzfer

And now I'm at Sam's club and Wednesday is my one year anniversary.


Anne Mazinga

Congratulations.


Chris Walton

Happy anniversary.


Greg Holzfer

Celebrating it with you.


Chris Walton

Yes, Celebrating with us.


Greg Holzfer

Yes.


Chris Walton

Friends of Omnitalk.


Greg Holzfer

So what I do now.


Anne Mazinga

Yeah, yeah, yeah.


Greg Holzfer

So right now my team and I are responsible for the end to end digital experience at Sam's club.


Greg Holzfer

So everything from downloading the app to the experience that members have when they land on the app or on the homepage, wherever they land on the site, making sure that those experiences are curated, personalized.


Greg Holzfer

And then what I call like nuts and bolts, like navigation has to work.


Chris Walton

Okay.


Greg Holzfer

Search has to work.


Greg Holzfer

Getting you to the product detail page, making sure there's rich content, making sure that the product descriptions are right, making sure that member reviews are positive and helpful.


Greg Holzfer

Then getting you into the checkout and through the checkout and ultimately making sure that the order is delivered perfectly.


Chris Walton

Got it.


Chris Walton

So are you kind of the product head for E Commerce then?


Greg Holzfer

No, I'm the business lead.


Chris Walton

But we work.


Greg Holzfer

But it's a great question.


Greg Holzfer

I mean I feel like the best organizations, we're locked arm in arm with our product organization.


Greg Holzfer

They're in all of our meetings.


Greg Holzfer

I'm in all of their meetings.


Chris Walton

Okay, so, so does.


Chris Walton

Do you have merchandising too then?


Chris Walton

Or does merchandising.


Greg Holzfer

Yeah, so it's a great.


Greg Holzfer

So interesting structure.


Greg Holzfer

So we have a merchandising organization.


Chris Walton

Okay.


Greg Holzfer

Who they're omni merchants and they're responsible for buying products for.


Greg Holzfer

For all channels.


Greg Holzfer

We have digital merchants as well who bring those to life.


Chris Walton

Okay.


Greg Holzfer

So our Omni merchants, we have a, you know, Sam's club.


Greg Holzfer

We have a curated assortment of items.


Greg Holzfer

Make sure that those items can be purchased in any channel, wherever the member prefers.


Greg Holzfer

So curbside pickup, ship to home or delivery.


Greg Holzfer

And our E commerce merchants kind of bring that to life in partnership with our overall merchants.


Chris Walton

Got it.


Chris Walton

Okay, cool.


Chris Walton

All right, good.


Chris Walton

Gotta ask that question.


Anne Mazinga

And is the assortment that you're pulling together then is that a separate assortment then for in store versus online?


Anne Mazinga

I mean especially I think as it's feels like more consumers are used to shopping Sam's.


Anne Mazinga

I feel like in the store, in the club, they're used to going in that way.


Anne Mazinga

But now so much more has kind of started like your shopping experience has started online.


Anne Mazinga

And there's other things available that you can offer like extend the aisle online.


Anne Mazinga

How do you think about kind of the curation of both of those assortments and identifying what should be where?


Greg Holzfer

Yeah, I love this question.


Greg Holzfer

We are an omnichannel retailer, so our merchants are buying wherever we want to support our member however they want to shop.


Chris Walton

Okay.


Greg Holzfer

And I've got a great.


Greg Holzfer

This is an Omni Talk discussion.


Greg Holzfer

I have a great Omni stat for you.


Anne Mazinga

Let's have the stats.


Chris Walton

Omni stat.


Anne Mazinga

Why are you holding back on us, Greg?


Chris Walton

Sound effect for this.


Chris Walton

So Omni stat.


Greg Holzfer

More than half.


Greg Holzfer

And this is a good one too.


Greg Holzfer

I don't know.


Greg Holzfer

I'm not overselling this.


Anne Mazinga

Okay.


Anne Mazinga

Okay.


Greg Holzfer

You're in the know.


Greg Holzfer

So more than half of our E commerce orders are fulfilled from a club.


Chris Walton

Okay.


Greg Holzfer

So the definition of omni.


Greg Holzfer

So going back to your point of where does like how does the assortment work?


Anne Mazinga

Right.


Greg Holzfer

It works in ultimate convenience.


Greg Holzfer

However, our members want to get that item.


Greg Holzfer

We want to make sure that we can support them for that.


Greg Holzfer

Now we do have an online, a smaller online only assortment like Treasure Hunty we know members love and that has really driven my team on the digital merchant side.


Greg Holzfer

Sure plays a large part in that.


Greg Holzfer

So we're doing research.


Greg Holzfer

We have a new category called new and trending.


Chris Walton

Okay.


Greg Holzfer

So we're looking at social Media, we're looking at member feedback through search, we're looking at what's going on and we see if we can source those items.


Greg Holzfer

And we have an online only assortment that is an opportunity for us to just again, differentiate from what we're doing across the rest of the organization and give members that like, again, that treasure hunt opportunity and excitement, freshness, bring people back to the site every month.


Greg Holzfer

So, you know, retail fresh is super important.


Anne Mazinga

How do you think about driving people to that assortment?


Anne Mazinga

Like, because it's got to be different than, you know, especially if you mentioned like social and if this might be outside of kind of where you oversee things.


Anne Mazinga

But how do you think about like getting people one to the site and then two to kind of help inspire that treasure hunt when they're not walking through a club and they're like sampling something or whatever.


Greg Holzfer

Yeah.


Greg Holzfer

I think this is the beauty of Sam's, where all of our arms are locked together.


Greg Holzfer

So we have a membership team.


Greg Holzfer

When the membership team, there's an onboarding component.


Greg Holzfer

When someone becomes a member.


Greg Holzfer

Part of that onboarding component is, hey, do you have the app?


Greg Holzfer

Right.


Greg Holzfer

You should download the app.


Greg Holzfer

And then downloading the app is a tool and Scan and Go is a big part.


Greg Holzfer

I've heard you guys talk about Scan and Go before.


Greg Holzfer

We can talk about that in a minute if you'd like.


Greg Holzfer

But that element of getting our members digitally engaged happens right from the beginning.


Greg Holzfer

And then our strategy going forward is again making sure that we're creating personalized and curated experiences on the site so new and trending may show up in different parts of the merchandising flow based on how you engage.


Anne Mazinga

Buying behavior is.


Anne Mazinga

Right.


Chris Walton

Right.


Chris Walton

So basically you're trying to funnel the traffic wherever it's most important to that particular customer.


Greg Holzfer

Yeah.


Greg Holzfer

And then we use data and AI to try to figure out, like, are there any insights based on your purchase frequency, your purchase behavior that would make you more inclined, like not distract you from your mission, but also maybe send you a little wink, like, hey, have you seen this?


Greg Holzfer

And we use our.


Greg Holzfer

Again, a lot of the marketing messaging that we have and a lot of the tools that we use to draw awareness around that.


Chris Walton

Especially the engaged Scan and Go customers too.


Anne Mazinga

Yeah, I was going to say that's got to play into it too.


Anne Mazinga

The fact that you're paying people back by enabling Scan and Go experiences in store gives me more incentive to download the app when I'm becoming a member too.


Greg Holzfer

Yeah.


Greg Holzfer

Scan and Go is unbelievable.


Greg Holzfer

Our members love Scan and Go.


Greg Holzfer

It has a 90 NPS.


Greg Holzfer

Wow.


Greg Holzfer

Which is pretty incredible.


Greg Holzfer

And when we talk about scan and go internally, a huge opportunity for us is that.


Greg Holzfer

Again, I have another omnistat for you.


Greg Holzfer

I'm gonna bring this one up.


Anne Mazinga

I mean, we two in one joke.


Anne Mazinga

We do need some sort of graphic.


Greg Holzfer

Right.


Anne Mazinga

You should have warned us that you were gonna bring the stat.


Greg Holzfer

I will tell you that.


Greg Holzfer

I think this one's even better than the first one.


Greg Holzfer

Storytelling.


Chris Walton

First one was pretty good.


Greg Holzfer

I'm building.


Chris Walton

All right.


Greg Holzfer

So our members are extremely omni.


Greg Holzfer

Right?


Chris Walton

Yeah.


Greg Holzfer

We just talked about the fact that we buy for wherever the member wants to get.


Greg Holzfer

So 41% of our in club shoppers.


Greg Holzfer

So people walked in the club, have visited our site or app a week before making a purchase.


Greg Holzfer

Which is cool, right?


Greg Holzfer

Which is.


Greg Holzfer

Okay.


Greg Holzfer

Wow.


Greg Holzfer

Drives 37% of our in club business.


Greg Holzfer

So pretty incredible, right?


Greg Holzfer

So to be able.


Greg Holzfer

These are all.


Greg Holzfer

This is like behavior that you're like.


Greg Holzfer

Yeah, well, of course, people like research online to be able to back it up with data.


Greg Holzfer

And then what gets measured gets managed.


Greg Holzfer

So then you can start to say, okay, well, if we know this is the behavior that our members want, you know, they don't see the org charts.


Greg Holzfer

They see Sam's.


Greg Holzfer

They don't see channels.


Greg Holzfer

Right.


Greg Holzfer

They see Sam's.


Greg Holzfer

So how do we start to use that data to start to create those amazing experiences for members?


Greg Holzfer

And no convenience.


Greg Holzfer

We.


Greg Holzfer

If you want to get that item shipped to home, we can do that.


Greg Holzfer

If you want to have it come from a club, we can do that.


Greg Holzfer

But the combination of the two and using scan and go as that connective tissue between the digital and the physical world, where we can start to give you personalized recommendations based on what you're doing online.


Greg Holzfer

Literally, in your hand when you're in the club is like the definition of omnichannel.


Greg Holzfer

And you can do that.


Greg Holzfer

And that's pretty cool.


Greg Holzfer

And then I'll end with the final part of that is it's like a flywheel.


Greg Holzfer

It fuels all of that in store data that we're collecting.


Greg Holzfer

And the behavior from our members is fueling what we want to do going forward from a personalization engine.


Greg Holzfer

So next time you're researching that product online, you're gonna get a personalized recognition based on what you did in the club and vice versa.


Chris Walton

Right.


Chris Walton

That's what's always been really impressive to me, is the data that you guys are collecting about how people are actually shopping both online and in store, which is fundamental to, like, scan and go at its core too.


Chris Walton

And the Usage rate, they said yesterday.


Chris Walton

We had Todd on yesterday, Todd Garner.


Chris Walton

He said the usage rate is 30%.


Greg Holzfer

30%?


Greg Holzfer

Roughly one in three.


Greg Holzfer

Todd's a great partner, by the way.


Greg Holzfer

Work with him on talking about that.


Anne Mazinga

Yeah, you gotta say that.


Anne Mazinga

If you don't.


Greg Holzfer

Yeah, he will.


Chris Walton

All right, so let's shift gears here a little bit.


Chris Walton

So you're at nrf.


Greg Holzfer

Yes.


Greg Holzfer

You.


Chris Walton

You just came off stage, right?


Chris Walton

Just came off stage, yes.


Chris Walton

What did you share?


Chris Walton

What did you tell the audience?


Greg Holzfer

So we gave an update on personalization.


Greg Holzfer

So we talked a lot about AI and how AI is driving our personalization.


Greg Holzfer

Talked a lot about omnichannel, talked a lot about Scan and Go.


Greg Holzfer

So it was a nice opportunity to get the word out there on those capabilities.


Chris Walton

And what can you tell us more?


Chris Walton

Like, what specific things did you say to the audience?


Greg Holzfer

I think for us, the framework of personalization, I think personalization is like a nebulous term.


Anne Mazinga

Yeah.


Greg Holzfer

Digital personalization.


Anne Mazinga

Don't get Chris into it.


Anne Mazinga

It's a very sensitive term.


Greg Holzfer

Will we personalize?


Greg Holzfer

Okay, well, what does that mean?


Greg Holzfer

So I really have a webpage.


Greg Holzfer

Yeah, exactly.


Greg Holzfer

I wanted to make sure.


Greg Holzfer

And it's like.


Greg Holzfer

And it's just, like, really good retail, too, right?


Chris Walton

It is, yes.


Greg Holzfer

But I was, you know, did a lot of planning for it, and I really wanted to try to break it down for the audience.


Greg Holzfer

So I love frameworks and structure.


Greg Holzfer

I'm a huge fan of, like, breaking things.


Anne Mazinga

Yeah, yeah, yeah.


Greg Holzfer

So just briefly broke it into three parts.


Chris Walton

Okay.


Greg Holzfer

Acquisition, experience, and retention.


Greg Holzfer

On the acquisition side, probably the toughest part for us because we don't really know you yet, but we do know what works for our members.


Greg Holzfer

So then we try to tailor that message to our members based on what we know works for other members.


Chris Walton

Yeah.


Greg Holzfer

Once we get you and we can engage you, we personalize everything from the message to the imagery to the tone in which we speak to you, which is pretty.


Greg Holzfer

Pretty cool.


Greg Holzfer

With a goal of getting you engaged, and then on the retention side, making sure that we're keeping you engaged, keeping you retained, rather by leaning into.


Greg Holzfer

To convenience and making sure that the members are getting the most out of their membership based on their personal actions.


Greg Holzfer

And then with a goal of that, the membership is going to pay for itself multiple times over.


Greg Holzfer

So we look at breaking it out into those three is a pretty easy way to digest from a communication standpoint to our teams to our leadership.


Greg Holzfer

And then from a member standpoint, I talk to the team all the time.


Greg Holzfer

What gets measured, gets managed.


Greg Holzfer

And breaking it out into Those three steps and having strategies around each of those and data to form those strategies has been a big win for us.


Chris Walton

That was going to be my next question for you actually.


Chris Walton

And I think I know the answer is having talked to other Sam's Club executives over the years, but how do you measure, what measurements do you use to evaluate how you're doing along those three steps?


Chris Walton

Because we love the retail executives learn from you guys.


Greg Holzfer

Yeah, well, so we're, we're, you know, we're super unique.


Greg Holzfer

Right.


Greg Holzfer

People pay to shop with us.


Greg Holzfer

So we're a membership based business.


Greg Holzfer

So everything is about membership membership.


Greg Holzfer

So at the highest levels we look at like new members and retain members or we know if we give people a great experience, they're gonna, they're gonna be like this is a, this membership is like I mentioned on the retain side.


Greg Holzfer

Like the membership should try to pay for itself multiple times over.


Greg Holzfer

So we look, ultimately look at that and then a lot of times honestly it's, it's the standard metrics that you would look at for success like click throughs, conversion rate, spend units per transaction, net promoter score.


Greg Holzfer

And that's what you measure.


Chris Walton

Always talk about, which I'm always impressed.


Greg Holzfer

Totally.


Greg Holzfer

I think.


Greg Holzfer

And I've, like I said, I listen to your show all the time and you've had other Walmart folks on and you talk about it.


Greg Holzfer

But we, what's impressive about our organization is we measure every part of the buy flow, every engagement.


Greg Holzfer

So from the second we talk to you to the second your order arrives, there is a metric and a stat.


Greg Holzfer

Some of them are standard metrics that you look at and some of their proprietary metrics based on things that we do inside based on unique data that we have that's a competitive advantage secret sauce that we can look at each of those steps of the way to see if there's a problem.


Greg Holzfer

We meet on Mondays.


Greg Holzfer

We are completely exposed.


Greg Holzfer

Our slide goes up on the screen in front of our CEO and our leadership team.


Greg Holzfer

With every metric that we have, there is nowhere to hide.


Greg Holzfer

So each of those steps of the way, if there's a metric and our business has been great, we report on this.


Greg Holzfer

It's been, it's been an awesome year.


Greg Holzfer

And we report on each of those metrics in that meeting.


Greg Holzfer

And the ones they don't really want to talk about the good metrics, they want to talk about the ones to fix.


Chris Walton

Yeah, yeah.


Greg Holzfer

So the I always go the rest always something retail.


Greg Holzfer

There's always something to chase.


Greg Holzfer

It's a forever optimized business.


Anne Mazinga

Yes.


Greg Holzfer

Retail is detailed.


Greg Holzfer

Another one of my favorite lines.


Anne Mazinga

Well, Greg, I wanna touch on something that you mentioned specifically around personalization and the Scan and Go experience.


Anne Mazinga

How are you doing that?


Anne Mazinga

Or I guess what's different about how you are serving up content when I'm shopping online, like you said, I'm preparing for my Sam's trip and then the Scan and Go experience when I'm on my phone shopping in the store.


Anne Mazinga

I'm sure there's some minutia there that we can get into here about how you're doing that.


Greg Holzfer

Yeah.


Greg Holzfer

I'll just explain it at a high level.


Greg Holzfer

I think right now we know you're in the club, we can identify what club you're in.


Chris Walton

Right.


Greg Holzfer

And that's a big win.


Greg Holzfer

We also have gentle cues along the way in the shopping experience where there'll be an extra discount if you Scan and Go.


Greg Holzfer

I'm sure you've seen it in our clubs.


Greg Holzfer

Right.


Greg Holzfer

It's an extra.


Greg Holzfer

Could be like a promotion based on using Scan and Go, which is a great way to get people to adopt it and use it.


Greg Holzfer

But it's also collecting data.


Anne Mazinga

Yes.


Greg Holzfer

We know we're in the club that they're scanning it.


Greg Holzfer

We know what they're scanning it.


Greg Holzfer

And then that can help with the personalization piece.


Greg Holzfer

Because.


Greg Holzfer

Because if we know one item is next to another item, then maybe there's an opportunity to show that on a digital format.


Anne Mazinga

Right.


Anne Mazinga

And even I would imagine, like, how much incentive it takes to get somebody to pull up Scan and go.


Anne Mazinga

Right?


Greg Holzfer

Yeah, 100%.


Greg Holzfer

Right.


Chris Walton

So I want to nerd out for a little bit.


Chris Walton

Just go on my E commerce back because you still get the chance to talk to folks like you.


Chris Walton

So I'm curious, like, is there anything.


Chris Walton

So when I'm like when I'm in with the Scan and Go app as an E commerce leader, is there anything that you're particularly focused on that's more important to get right than say a traditional E commerce experience?


Chris Walton

Like, traditional e commerce experience, you gotta get checkout, right?


Anne Mazinga

Yeah.


Chris Walton

You gotta have an awesome pdp.


Chris Walton

Is there anything in the.


Chris Walton

In.


Chris Walton

When I'm in the store with that app, is there anything you have to get right?


Chris Walton

Yeah.


Greg Holzfer

Yeah.


Greg Holzfer

Love it.


Greg Holzfer

So cool.


Greg Holzfer

You love, like talking about optimization and the key parts.


Greg Holzfer

So I would say some of it, like on a website.


Chris Walton

Yeah.


Greg Holzfer

You want to make sure it loads quickly.


Chris Walton

Right, Right.


Greg Holzfer

Like, doesn't get talked about a lot, but there's significant data that shows the longer it takes to load a page.


Anne Mazinga

The lower the conversion, doing the yeah.


Greg Holzfer

It'S not that different for scanning.


Chris Walton

It's gotta look quick.


Greg Holzfer

So if you think about this, right, like cell reception is critically important, we have wifi in the clubs, but you're.


Anne Mazinga

Still in a concrete box.


Greg Holzfer

So I look at from a standpoint of when I look at the data I scrutinize in one of the key metrics I look in is the load time.


Greg Holzfer

Like how quickly is it gonna come?


Greg Holzfer

And then from there it's the same thing.


Greg Holzfer

In E commerce, we're reducing friction.


Greg Holzfer

So how easily can it be knowing that if you're think about a, the three of us are gonna go shopping, we're pushing a carriage, we may or may not have kids, we may or may not have friends with us.


Greg Holzfer

It's gotta be super easy.


Greg Holzfer

If I'm holding a phone in my hand, it has to be simple.


Anne Mazinga

I love that you said that it.


Greg Holzfer

Has to be simple.


Anne Mazinga

That's not something that people think about is how even with like the carts that you see, it's like people are not just coming in hands free doing this anymore.


Greg Holzfer

So it's gotta be super simple.


Greg Holzfer

We look at honestly like your thumb, like where is your thumb?


Greg Holzfer

Where is the reach of your thumb?


Anne Mazinga

Yeah.


Greg Holzfer

On the, on the, on the phone and where are the buttons based on where your thumb can reach and try to make that, reduce that.


Chris Walton

So there's really two things there then.


Chris Walton

So there's the load time and then like being able to manipulate everything with one hand.


Anne Mazinga

Like the human centered design that you keep talking about.


Chris Walton

Yeah, A term for making it as adaptable as possible to imagine.


Chris Walton

Right.


Anne Mazinga

Okay, you're at nrf.


Greg Holzfer

Yes.


Anne Mazinga

What technology are you looking at?


Greg Holzfer

Well, if I don't say AI, do I get kicked out of the.


Chris Walton

Not from us.


Anne Mazinga

No, no, you're fine.


Chris Walton

We're all about pragmatism here.


Chris Walton

Yes.


Anne Mazinga

Let's be real.


Greg Holzfer

I'll say from an AI standpoint, not on the technology side, but like use cases I think are pretty cool.


Greg Holzfer

I mentioned that more than half of our business is fulfilled from a club.


Greg Holzfer

So anything like club fulfilled.


Greg Holzfer

There's got to be innovation around curbside and delivery.


Greg Holzfer

So look into that.


Greg Holzfer

The other thing I will say is that I love.


Greg Holzfer

And then this is like old school but just like plain data.


Greg Holzfer

But I love real time data.


Greg Holzfer

So we have, my team will tell you we have a dashboard that we created that we look at that shows the real time data across a lot of our key metrics.


Greg Holzfer

It's not that you're going to action on it right now, but it Gives you a view into how the business is doing and where some of the problems are.


Greg Holzfer

So I haven't seen a lot of technology around real time monitoring and real time data, but I love it.


Greg Holzfer

It's like theater.


Anne Mazinga

Yeah.


Greg Holzfer

Like, especially during like busy days, like busy days of the week and during the holidays.


Anne Mazinga

I mean, you remember what Sarah's.


Greg Holzfer

I remember Sarah's backpack order.


Greg Holzfer

It was white, white, white Borealis backpack.


Greg Holzfer

She lived in North Carolina.


Greg Holzfer

This is in 2008.


Greg Holzfer

That's awesome.


Greg Holzfer

Yeah, awesome.


Chris Walton

All right, since you brought it up, let's get you out of here on this.


Chris Walton

You brought up AI.


Chris Walton

So we, we, we'd lose our, our media card if we didn't ask you this question.


Chris Walton

I think honestly, where do you expect AI to impact the Sam's Club business in your role the most in 2025?


Chris Walton

Yeah.


Greg Holzfer

I'll start off by saying that AI is absolutely going to permeate every part of the business.


Greg Holzfer

That sounds like cliche, but it's true.


Greg Holzfer

It's going to happen for us right now.


Greg Holzfer

The, the biggest, I'll give you two, the biggest area is around personalization.


Greg Holzfer

It quite literally is the personalization engine that we have.


Greg Holzfer

We use AI, so we're doing that.


Greg Holzfer

As mentioned, we just gave a speech on that.


Greg Holzfer

The other one is on search.


Greg Holzfer

So our on site search using AI to do.


Greg Holzfer

To predictive, you know, get a better predictive estimate of what people looking for.


Greg Holzfer

We're a curated assortment business, so we're not going to have everything.


Anne Mazinga

Yeah.


Greg Holzfer

But if we can start to use AI to make a connection, we may not have this, but we do have this.


Greg Holzfer

Yeah, like those are the types of things that we're using for right now.


Anne Mazinga

Oh, I was just gonna say are you using some of the generative AI technology that Walmart has used too, in search?


Anne Mazinga

Like is that part of what you'll be looking at?


Greg Holzfer

We're looking.


Greg Holzfer

Yeah.


Greg Holzfer

So on the.


Greg Holzfer

Everything's on the.


Greg Holzfer

Like, like a forever optimized business.


Greg Holzfer

Everything's on the roadmap.


Greg Holzfer

I think from a generative AI standpoint for us right now, one of the things we do use AI for is for the subject lines for our marketing messages.


Chris Walton

Okay.


Anne Mazinga

Okay.


Greg Holzfer

Which is which I have another stat for you if you want.


Greg Holzfer

So along those lines, talking about performance, the.


Greg Holzfer

The AI generated subject lines for our marketing messages outperforms humans at a rate of 95%.


Chris Walton

Oh, wow.


Chris Walton

Wow.


Chris Walton

That's crazy.


Chris Walton

That was going to be similar to my question for you.


Chris Walton

Follow up would be, you know when you say AI is going to impact personalization.


Chris Walton

I'm curious on what angle of the personalization you expect to see the impact the most.


Chris Walton

Is it like on the insights?


Chris Walton

Is it on helping generate more content against the insights?


Chris Walton

Is it yes.


Chris Walton

And like, how do you think about it?


Greg Holzfer

I think it's yes.


Greg Holzfer

And it's I think you have such a small window of opportunity to get someone's attention.


Greg Holzfer

So it starts with getting their attention and then you can lose it if you don't have a great recommendation.


Greg Holzfer

If you're like, this isn't relevant to me or I already bought this, why are you showing me this?


Greg Holzfer

So it's really again going back to like nailing the basics and the fundamentals of it.


Greg Holzfer

Just because it's AI doesn't mean that you lose the retail fundamentals.


Anne Mazinga

Right.


Greg Holzfer

Of driving the good business.


Anne Mazinga

Awesome.


Anne Mazinga

Well, Greg, thank you so much.


Anne Mazinga

I know Stats, you brought the real time data.


Anne Mazinga

You showed us how your impeccable memories.


Anne Mazinga

Thank you so much again, Greg Pulsar from Sam's Club.


Anne Mazinga

Also, thanks again to the Fusion Group for hosting all of our live content coverage from NRF 2025.


Anne Mazinga

Stay tuned.


Anne Mazinga

We still have more to come today and tomorrow you can come see us here in booth 4938 if you are at the show.


Anne Mazinga

And until then, be careful out there.