Ask Ralph: Financially Confident Christian

Ask Ralph: Financially Confident Christian

Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of exp...

Recent Episodes

How Do I Stop Getting Wiped Out by Taxes Every Year?
April 3, 2026

How Do I Stop Getting Wiped Out by Taxes Every Year?

Taxes are not emergencies, folks, and that's the takeaway we dive into today. We’ve all been there, right? Tax season sneaks up like an uninvited guest, and suddenly your savings are poof—gone! But don’t sweat it; we’re here ...
What Do I Do When My Spouse and I Can't Agree on Debt Priorities?
April 2, 2026

What Do I Do When My Spouse and I Can't Agree on Debt Priorities?

Money can be a real relationship buster, but it’s not just about the cash flow; it’s more about having a shared vision. What Do I Do When My Spouse and I Can't Agree on Debt Priorities? Today, we’re diving into how couples ca...
What Do I Do When Comparison Makes Me Spend Money I Don't Have?
April 1, 2026

What Do I Do When Comparison Makes Me Spend Money I Don't Have?

Comparison is a total buzzkill and, honestly, it’s the main reason we end up in debt. We dive into this slippery slope of feeling inadequate, especially when we’re scrolling through social media and peeping what everyone else...
What Debt Payoff Plan Will Actually Keep Me Encouraged and Hopeful?
March 31, 2026

What Debt Payoff Plan Will Actually Keep Me Encouraged and Hopeful?

Debt can feel like a heavy backpack you just can’t get rid of, right? So today, we’re diving into how to pick a debt payoff plan that not only helps you see some real progress but also keeps your spirits high. It’s all about ...
What Do I Do When My Budget Falls Apart?
March 30, 2026

What Do I Do When My Budget Falls Apart?

So, let’s dive into the nitty-gritty of budgeting without losing your mind. We’re talking about how to keep your budget from crumbling when prices decide to throw a tantrum. What Do I Do When My Budget Falls Apart? Instead of...
What’s One Step I Can Take Today to Feel More Financially Stable?
March 29, 2026

What’s One Step I Can Take Today to Feel More Financially Stable?

Feeling like you’re always playing catch-up with your finances? Yeah, we get it. What’s One Step I Can Take Today to Feel More Financially Stable? Today, we’re diving into that one small step you can take to feel a little mor...
How Can I Set Financial Boundaries Without Losing My Friendships?
March 28, 2026

How Can I Set Financial Boundaries Without Losing My Friendships?

Ever find yourself saying yes when deep down you wanna scream no? Yeah, we’ve all been there—lending cash, agreeing to pricey dinners, or just covering for friends, all to avoid looking selfish. But here’s the kicker: generos...
What Do I Focus On When Every Financial Goal Feels Urgent?
March 27, 2026

What Do I Focus On When Every Financial Goal Feels Urgent?

Feeling overwhelmed by all those financial goals shouting at you? Yeah, me too. What Do I Focus On When Every Financial Goal Feels Urgent? Today, we're diving into how to break free from that guilt and confusion, giving you t...

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